Buncombe County property record for 38 Summit Rd, Swannanoa, NC 28778
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,050 sqft · built 1976 |
| Lot Size | 1.56 acres (67,954 sqft) |
| Owner | Company Name on Record |
| Last Sale | $255,000 (Oct 2018) |
| Tax Bill | $1,722 (2025) |
| Deeds & Mortgages | Mar 2021 Sale Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3030174-2020-20 |
| Primary APN | 3030174-2020-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| Gross Area | 1,680 sqft |
| 1st Floor Area | 840 sqft |
| Basement Area | 840 sqft |
| Finished Basement | 210 sqft |
| Unfinished Basement | 630 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Conventional |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 67,954 sqft (1.56 acres) |
| Porch | Open Porch |
| Deck Area | 96 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Account Number | 3030174-2020-20 |
|---|---|
| Street Address | 38 SUMMIT RD |
| City | SWANNANOA |
| State | NC |
| Zip | 28778-3740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-LD |
| Legal Description | LOT: LOT 6 PLAT: 0190-0043 |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 3103 |
Source: Buncombe County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 75 MANEY LN, BLACK MOUNTAIN, NC 28711-8711 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Mar 31, 2021 | Warranty Deed, Transfer |
| Jul 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2018 · Amount on Record |
| Deed Sale | Oct 4, 2018 · Amount on Record |
| Prior Sale | Aug 29, 2007 · Amount on Record |
| Deed Book / Page | 5708 / 1814 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Mar 31, 2021 |
| Property Address | 38 SUMMIT RD, SWANNANOA, NC 28778-3740 |
| Document Number | 0060431913 |
| Book / Page | 6043 / 1913 |
| Map Reference | MB 190 PG 43 |
| Instrument Date | Mar 31, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 75 MANEY LN, 75, BLACK MOUNTAIN, NC 28711-8711 |
| Name | Verified Name |
|---|---|
| Address | 75 MANEY LN, BLACK MOUNTAIN, NC 28711-8711 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 38 SUMMIT RD, SWANNANOA, NC 28778-3740 |
| Document Number | 0059190083 |
| Instrument Date | Jul 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | CHURCHILL TITLE SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 38 SUMMIT RD SWANNANOA NC 287783740, SWANNANOA, NC 28778-3740 |
| Document Number | 0059190083 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 005919/000083 |
| Name | CHURCHILL MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 6, 2050 |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,722.00 (+5.97%) | $247,200 (-) Land $48,300 Building $198,900 | $247,200 (-) Land $48,300 Building $198,900 |
| 2024 | $1,625.00 (+3.04%) | ||
| 2023 | $1,577.00 | $247,200 | $247,200 (-) Land $48,300 Building $198,900 |
| 2021 | $247,200 Land $48,300 Building $198,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 30 (1979–2024) |
| Claims Outside the SFHA | 5 of 30 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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