38 Summit Rd, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 38 Summit Rd, Saugus, MA 01906 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1930
Square Footage748 sqft Living Area
Lot Size5,515 sqft (0.127 acres)
OccupancyOwner Occupied
Last Sale$310,000 (2017)
Tax Bill$4,875.00 (2025)

Property Details

APN / Parcel Number

Primary APNSAUG M:013-A B:0003 L:0002
Alternative APNs
  • M:013=A B:0003 L:0002
  • 991003

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area748 sqft Living Area
Gross Area1,388 sqft Gross Area
1st Floor448 sqft 1st Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleOther Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area5,515 sqft (0.127 acres)
Garage TypeAttached Garage

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number991003
Street Address38 SUMMIT RD
CitySAUGUS
StateMA
Zip01906-4000
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block3
Legal Lot Number2
JurisdictionSAUGUS MA
Minor Civil DivisionSAUGUS
Census Blockgroup1
Census Block1000
Census Tract208402

Owner

Source: Essex County and Saugus Town records · APN SAUG M:013-A B:0003 L:0002

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address38 SUMMIT RD, SAUGUS, MA 01906-4000
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Sep 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Jul 14, 2017Quit Claim Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 14, 2017 · Amount on Record
Deed SaleJul 14, 2017 · Amount on Record
Prior SaleDec 20, 2007 · Amount on Record
Record RefreshedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address38 SUMMIT RD, SAUGUS, MA 01906-4000
Document Number0000615665
Instrument DateAug 24, 2020
Transaction TypeMortgage
Record UpdatedJun 24, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 SUMMIT RD SAUGUS MA 019064000, SAUGUS, MA 01906-4000

Mortgage

Document Number0000615665
DateAug 28, 2020
Instrument615665
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 27, 2040

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address38 SUMMIT RD, SAUGUS, MA 01906-4000
Document Number0000605495
Instrument DateSep 12, 2019
Transaction TypeMortgage
Record UpdatedOct 02, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address38 SUMMIT RD SAUGUS MA 019064000, SAUGUS, MA 01906-4000

Mortgage

Document Number0000605495
DateSep 17, 2019
Instrument605495
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 16, 2049

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateJul 14, 2017
Property Address38 SUMMIT RD, SAUGUS, MA 01906-4000
Document Number0000584259
Instrument DateJul 13, 2017
Instrument584259
Transaction TypeTransfer
Record UpdatedAug 01, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,413.00
Amount AccuracyConfirmed
Additional
  • Quitclaim Document
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address38 SUMMIT RD SAUGUS MA 019064000, SAUGUS, MA 01906-4000

Mortgage

Document Number584260
DateJul 14, 2017
Instrument584260
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 13, 2047

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,875.00 (+5.09%)$456,500 (+4.8%) Land $299,300 Building $157,200$455,050
2024$4,639.00 (+3.83%)$435,600 (+9.78%) Land $282,200 Building $153,400
2023$4,468.00$396,800 Land $248,000 Building $148,800

Nearby Properties on Summit Rd

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