38 Summit Dr, Palmyra, PA 17078 Property Records

Lebanon County property record for 38 Summit Dr, Palmyra, PA 17078

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,479 sqft · built 1990
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,741 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-2297088-359497-0000`

Property Details

APN / Parcel Number

Primary APN	`28-2297088-359497-0000`
Alternative APN	`38035619`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,479 sqft Living Area
Basement Area	1,285 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Lot Area	16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	38 SUMMIT DR
City	PALMYRA
State	PA
Zip	17078-2918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONTROL #38035619
Jurisdiction	LEBANON PA
Township / Civil Division	NORTH LONDONDERRY
Census Block Group	3
Census Block	3010
Census Tract	3801

Owner

38 Summit Dr is owned and occupied by two individuals.

Source: Lebanon County records, as of April 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 SUMMIT DR, PALMYRA, PA 17078-2918
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEBANON PA
Property Address	38 SUMMIT DR, PALMYRA, PA 17078-2918
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019082
Date	Dec 30, 2020
Book Page	2288/6074
Instrument	202019082

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEBANON PA
Property Address	38 SUMMIT DR, PALMYRA, PA 17078-2918
Document Number	0000005023
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 SUMMIT DR PALMYRA PA 170782918, PALMYRA, PA 17078-2918

Mortgage

Document Number	0000005023
Date	Apr 27, 2020
Book Page	002275/006501
Instrument	5023

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 26, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 38 Summit Dr was $5,741.

Source: Lebanon County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lebanon County
County Subdivision	North Londonderry Township
Unified School District	Palmyra Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,741.00	$231,900 Land $53,200 Building $178,700
2024	$5,277.00	$231,900 Land $53,200 Building $178,700
2013			$238,090 Land $54,620 Building $183,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Summit Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 7, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Summit Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMER WATER CO private · serves 50,200 people · EPA ID PA7220017
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
PA.net Fixed Wireless · not low latency	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Upward Broadband.

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