Rockland County and Ramapo Town property record for 38 Summit Ave, Tappan, NY 10983
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,526 sqft · built 1983 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,000 (Sep 2001) |
| Tax Bill | $18,263 (2023) |
| Deeds & Mortgages | Oct 2020 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392605 57.53-1-12 |
| Primary APN | 392605 57.53-1-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,526 sqft Living Area |
| Gross Area | 1,790 sqft |
| 1st Floor Area | 1,032 sqft |
| Upper Floors Area | 494 sqft |
| Attic | Attic |
| Attic Area | 494 sqft |
| Game Room | Game Room |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 190 ft deep x 96 ft wide |
| View / Lot | Suburban |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 528 sqft |
| Shed | 1 Shed |
| Shed Area | 231 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00292400000 |
|---|---|
| Street Address | 38 SUMMIT AVE |
| City | TAPPAN |
| State | NY |
| Zip | 10983-1919 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 02 |
| Legal Subdivision | G & G PARK PROP |
| Legal Block | 1 |
| Legal Lot Number | 12.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 12401 |
Source: Rockland County and Ramapo Town records, as of April 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 27 WESTSIDE AVE, 113, SPRING VALLEY, NY 10977-4879 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LENDING LLC |
| Dec 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BANK NA |
| Aug 23, 2017 | Bargain and Sale Deed, Transfer · Conventional Mortgage FEDERAL SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2001 · Amount on Record |
| Deed Sale | Sep 20, 2001 · Amount on Record |
| Prior Transfer Date | Jul 22, 1997 |
| Prior Transfer Doc | 0000033644 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 38 SUMMIT AVE, SPRING VALLEY, NY 10977-5376 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000030728 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 2020-00030728 |
| Name | PARKSIDE LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 38 SUMMIT AVE, SPRING VALLEY, NY 10977-5376 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000036995 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 2019-00036995 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 5, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Aug 23, 2017 |
| Property Address | 38 SUMMIT AVE, SPRING VALLEY, NY 10977-5376 |
| Document Number | 0000026996 |
| Instrument Date | Aug 14, 2017 |
| Instrument | 2017-00026996 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Title Company | LAND TRACK TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38 SUMMIT AVE, 38, SPRING VALLEY, NY 10977-5376 |
| Name | Verified Name |
|---|---|
| Address | 27 WESTSIDE AVE APT 113, 113, SPRING VALLEY, NY 10977-4879 |
| Investor | Possibly a Property Investor |
| Document Number | 0000026997 |
|---|---|
| Date | Aug 23, 2017 |
| Instrument | 2017-00026997 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | Spring Valley Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $40,100 (-) Land $8,500 Building $31,600 | $44,500 (-) | |
| 2023 | $18,263.00 | $40,100 Land $8,500 Building $31,600 | $44,500 Land $9,433 Building $35,067 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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