38 Summerhill Ave, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 38 Summerhill Ave, Worcester, MA 01606

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,260 sqft · built 1947
Lot Size	0.217 acres (9,454 sqft)
Owner	Individual Name on Record
Last Sale	$258,000 (Oct 2019)
Tax Bill	$4,874 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-041-00065`

Property Details

APN / Parcel Number

Primary APN	`12-041-00065`
Alternative APN	`WORC M:12 B:041 L:00065`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,260 sqft Living Area
Gross Area	2,176 sqft
1st Floor Area	720 sqft
Basement Area	1,254 sqft
Unfinished Basement	1,254 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,454 sqft (0.217 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	12-041-00065
Street Address	38 SUMMERHILL AVE
City	WORCESTER
State	MA
Zip	01606-2236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Block	41
Legal Lot Number	65
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3008
Census Tract	730300

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 SUMMERHILL AVE, WORCESTER, MA 01606-2236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUST COMPANY
Oct 31, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WASHINGTON TRUST MORTGAGE CO
Apr 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2019 · Amount on Record
Deed Sale	Oct 31, 2019 · Amount on Record
Prior Sale	May 30, 2006 · Amount on Record
Deed Document Number	2019116469
Deed Book / Page	61342 / 369
Prior Transfer Date	Oct 29, 2019
Prior Transfer Doc	61342-369
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Recording Date	Aug 12, 2026
Property Address	38 SUMMERHILL AVE, WORCESTER, MA 01606-2236
Document Number	0000069353
Book / Page	74016 / 183
Instrument Date	Aug 11, 2026
Instrument	202669353
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 SUMMERHILL AVE, WORCESTER, MA 01606-2236

Mortgage

Document Number	0000069353,
Date	Aug 12, 2026
Book Page	74016/183
Instrument	202669353

Lender

Name	TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 31, 2019
Property Address	38 SUMMERHILL AVE, WORCESTER, MA 01606-2236
Document Number	61342-369
Book / Page	61342 / 369
Instrument Date	Oct 29, 2019
Instrument	116469
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 SUMMERHILL AVE, WORCESTER, MA 01606-2236

Mortgage

Document Number	116470
Date	Oct 31, 2019
Instrument	116470

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	38 SUMMERHILL AVE, WORCESTER, MA 01606-2236
Document Number	56993-177
Book / Page	056993 / 000177
Instrument Date	Apr 12, 2017
Transaction Type	Mortgage
Record Updated	May 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	56993-177
Date	Apr 18, 2017
Book Page	056993/000177
Instrument	38718

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.88%

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,874.00 (+2.33%)	$367,000 (+1.63%) Land $124,400 Building $242,600	$411,212 (+4.93%)
2025	$4,763.00 (+6.53%)	$361,100 (+15.81%) Land $118,500 Building $242,600	$391,875 (+3.88%)
2024			$377,245
2023	$4,471.00	$311,800 Land $103,000 Building $208,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Netafy.

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