Suffolk County and Boston City property record for 38 Summer St, Boston, MA 02110
| Property Type | Bank, Financial Building |
|---|---|
| Lot Size | 0.081 acres (3,512 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $121,924 (2025) |
| Deeds & Mortgages | Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | CBOS W:03 P:04594 S:000 |
| Primary APN | CBOS W:03 P:04594 S:000 |
|---|
| Lot Area | 3,512 sqft (0.081 acres) |
|---|
| Street Address | 38 SUMMER ST |
|---|---|
| City | BOSTON |
| State | MA |
| Zip | 02110 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | C |
| Jurisdiction | BOSTON MA |
| Township / Civil Division | BOSTON |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 70104 |
38 Summer St, a commercial property, is held in a trust.
Source: Suffolk County and Boston City records, as of July 15, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 20 WINTHROP SQ, BOSTON, MA 02110-1229 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOSTON MA |
| Property Address | 38 SUMMER ST, BOSTON, MA 02110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 61325-172 |
|---|---|
| Date | Jun 25, 2019 |
| Book Page | 61325/172 |
| Instrument | 50665 |
| Name | BOSTON FIREFIGHTERS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 38 Summer St was $121,924, down 11.5% from the year before.
Source: Suffolk County and Boston City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Suffolk County |
| Municipality | Boston City |
| Unified School District | Boston School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $121,924.00 (-11.45%) | $4,696,628 (-13.81%) Land $2,321,144 Building $2,375,484 |
| 2024 | $137,692.00 (-3.01%) | $5,448,848 (-5.27%) Land $2,321,144 Building $3,127,704 |
| 2023 | $141,959.00 | $5,751,986 Land $2,321,144 Building $3,430,842 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 38 Summer St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38 Summer St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOSTON WATER AND SEWER COMMISSION (MWRA) serves 675,647 people · EPA ID MA3035000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Netafy Fixed Wireless | 600 / 150 |
May also be available: Astound Broadband, AT&T, Starry, T-Mobile, Verizon.
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