38 Summer Hill Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 38 Summer Hill Rd, Wayne, NJ 07470

Property Summary

Property Type	Townhouse
Details	2,448 sqft · built 1998
Lot Size	0.068 acres (2,962 sqft)
Owner	Individual Name on File
Last Sale	$328,320 (Mar 1998)
Tax Bill	$15,427 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-03700-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`14-03700-0000-00010`
Alternative APN	`140370000010`

Interior

Building Area	2,448 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Townhouse
Lot Area	2,962 sqft (0.068 acres)

Location & Zoning

Street Address	38 SUMMER HILL RD
City	WAYNE
State	NJ
Zip	07470-8417
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-B
Legal Block	3700
Legal Lot Number	10
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2005
Census Tract	246001

Owner

38 Summer Hill Rd, a townhouse, is owned and occupied by an individual who bought it in March 1998.

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	38 SUMMER HILL RD, WAYNE, NJ 07470-8417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 1998 · Amount on File
Deed Sale	Mar 26, 1998 · Amount on File
Deed Document Number	199848579
Deed Book / Page	0154 / 218
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	38 SUMMER HILL RD, WAYNE, NJ 07470-8417
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009466
Date	Feb 19, 2020
Book Page	M16017/86
Instrument	2020009466

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 8, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 38 Summer Hill Rd was $15,427, up 0.9% from the year before.

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,200 (-) Land $85,000 Building $172,200	$257,200 (-) Land $85,000 Building $172,200
2025	$15,427.00 (+0.88%)	$257,200 Land $85,000 Building $172,200	$257,200 Land $85,000 Building $172,200
2024	$15,293.00
2023		$257,200 Land $85,000 Building $172,200	$257,200 Land $85,000 Building $172,200
2022	$14,542.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Summer Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Summer Hill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20