Westerly Town property record for 38 Stuart St, Westerly, RI 02891 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1953 |
| Square Footage | 2,024 sqft Living Area |
| Lot Size | 23,049 sqft (0.529 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $125,000 (1990) |
| Tax Bill | $4,352.00 (2025) |
Source: Westerly Town records · APN WEST M:121 B:58
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 STUART ST, WESTERLY, RI 02891-3835 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 05, 2025 | Deed of Trust, Mortgage · Line of Credit WESTERLY COMMUNITY CU |
| Jan 26, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance WESTERLY COMMUNITY CU |
| May 06, 2021 | Deed of Trust, Mortgage · Balloon Payment WESTERLY COMMUNITY CU |
| Dec 10, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY |
| Apr 23, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance WESTERLY COMMUNITY CU |
| Jan 26, 2021 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 16, 1990 · Amount on Record |
| Deed Sale | Apr 16, 1990 · Amount on Record |
| Last Transfer Date | Jan 20, 2021 |
| Transfer Doc | 2021-2183 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 38 STUART ST, WESTERLY, RI 02891-3835 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2025-16171 |
|---|---|
| Date | Nov 05, 2025 |
| Book Page | 2025/16171 |
| Instrument | 2025-3882 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 38 STUART ST, WESTERLY, RI 02891-3835 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02021-2169 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 2021/2169 |
| Instrument | 2021-473 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 38 STUART ST, WESTERLY, RI 02891-3835 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2021-12630 |
|---|---|
| Date | May 06, 2021 |
| Book Page | 2021/12630 |
| Instrument | 2021-2740 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 38 STUART ST, WESTERLY, RI 02891-3835 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2021-31207 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 2021/31207 |
| Instrument | 2021-6902 |
| Name | THE WASHINGTON TRUST CO OF WESTERLY |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 38 STUART ST, WESTERLY, RI 02891-3835 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019-6142 |
|---|---|
| Date | Apr 23, 2019 |
| Book Page | 2019/6142 |
| Instrument | 2019-1608 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jan 26, 2021 |
| Property Address | 38 STUART ST, WESTERLY, RI 02891-3835 |
| Document Number | 02021-2183 |
| Book / Page | 2021 / 2183 |
| Instrument Date | Jan 20, 2021 |
| Instrument | 2021-474 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,352.00 (-6.63%) | $612,100 (+26.34%) Land $195,700 Building $416,400 |
| 2023 | $4,661.00 (+38.31%) | $484,500 (+37.45%) Land $140,100 Building $344,400 |
| 2022 | $3,370.00 | $352,500 Land $140,100 Building $212,400 |
Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | WEST M:121 B:58 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,024 sqft Living Area |
| Gross Area | 4,224 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 23,049 sqft (0.529 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 19065755 |
|---|---|
| Street Address | 38 STUART ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-3835 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 58 |
| Jurisdiction | WESTERLY RI |
| Minor Civil Division | WESTERLY |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 50902 |
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