38 Stony Brook Dr, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 38 Stony Brook Dr, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,378 sqft · built 1999
Lot Size	0.345 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Jan 2016)
Tax Bill	$3,059 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`145289 94.13-3-26`

Property Details

APN / Parcel Number

Primary APN	`145289 94.13-3-26`
Alternative APN	`52890941300003026000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,378 sqft Living Area
1st Floor Area	1,378 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	14,985 sqft (0.345 acres)
Lot Dimensions	185 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	38 STONY BROOK DR
City	LANCASTER
State	NY
Zip	14086-1418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	MC 2609 SL 126
Legal Subdivision	THE HOLLAND LAND COMPANYS SURVEY
Legal Block	3
Legal Lot Number	26.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3026
Census Tract	14208

Owner

Source: Erie County and Lancaster Town records · APN 145289 94.13-3-26

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	38 STONY BROOK DR, LANCASTER, NY 14086-1418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 22, 2016 · Amount on Record
Deed Sale	Jan 22, 2016 · Amount on Record
Prior Sale	Dec 21, 1998 · Amount on Record
Deed Document Number	201614445
Deed Book / Page	11291 / 1884
Prior Transfer Date	Sep 17, 2008
Prior Transfer Doc	0111501010
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	38 STONY BROOK DR, LANCASTER, NY 14086-1418
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 STONY BROOK DR, LANCASTER, NY 14086-1418

Mortgage

Document Number	0139705752
Date	Dec 16, 2020
Book Page	13970/5752
Instrument	2020217408

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 12, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Erie County and Lancaster Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,059.00 (-50.31%)	$220,000 (-) Land $70,000 Building $150,000	$343,750 (+12.48%) Land $109,375 Building $234,375
2024	$6,156.00	$220,000 (-) Land $70,000 Building $150,000	$305,600 (+4.19%) Land $97,236 Building $208,364
2023		$220,000 Land $70,000 Building $150,000	$293,300 Land $93,323 Building $199,977

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1981)
Most Recent Claim	Feb 1981 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 253 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ECWA LANCASTER serves 29,018 people
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.