38 Stonegate Rd, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 38 Stonegate Rd, Ossining, NY 10562

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,660 sqft · built 1962
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$635,000 (Aug 2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`554289 90.10-3-54`

Property Details

APN / Parcel Number

Primary APN	`554289 90.10-3-54`
Alternative APN	`55428900115 001 042`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,660 sqft Living Area
1st Floor Area	1,180 sqft
Basement Area	480 sqft
Finished Basement	480 sqft
Unfinished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	200 ft deep x 75 ft wide
Garage Type	Basement
Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	249 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	38 STONEGATE RD
City	OSSINING
State	NY
Zip	10562-4015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	54.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	OSSINING
Census Block Group	2
Census Block	2002
Census Tract	13700

Owner

Source: Westchester County and Ossining Town records · APN 554289 90.10-3-54

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9 VILLANOVA LN, ROCHESTER, NH 03867-3334
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 12, 2025 · Amount on Record
Deed Sale	Aug 12, 2025 · Amount on Record
Deed Document Number	20253446
Record Updated	Jun 08, 2026

August 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Aug 12, 2025
Property Address	38 STONEGATE RD, OSSINING, NY 10562-4015
Document Number	0651833446
Map Reference	MAP 13395
Instrument Date	Jul 10, 2025
Instrument	651833446
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 STONEGATE RD, OSSINING, NY 10562-4015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 VILLANOVA LN, ROCHESTER, NH 03867-3334

Mortgage

Document Number	0652243188
Date	Aug 12, 2025
Instrument	652243188

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2040

Tax Assessment & Valuation

Source: Westchester County and Ossining Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Ossining Town
Unified School District	Ossining Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$627,700 (+16.41%) Land $300,200 Building $327,500	$627,700 (+16.41%) Land $300,200 Building $327,500
2024	Additional exemption filed	$539,200 (+6.9%) Land $187,900 Building $351,300	$539,200 (+6.9%) Land $187,900 Building $351,300
2023		$504,400 Land $187,900 Building $316,500	$504,400 Land $187,900 Building $316,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (1978–2021)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 165 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OSSINING WATER DEPARTMENT serves 30,000 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.