38 Stone Rd, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 38 Stone Rd, Malone, NY 12953

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,123 sqft · built 1900
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (May 2020)
Tax Bill	$1,488 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage
APN	`164889 142.-1-18`

Property Details

APN / Parcel Number

Primary APN	`164889 142.-1-18`
Alternative APNs	`488914200000010180000000` `1.-124-01`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,123 sqft Living Area
1st Floor Area	767 sqft
Upper Floors Area	356 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Stucco
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	120 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	576 sqft
Porch	Slab
Porch Area	520 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1.-124-01
Street Address	38 STONE RD
City	MALONE
State	NY
Zip	12953-3432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	SEC9 BLOCK18 LOT31A
Legal Block	1
Legal Lot Number	18.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	MALONE
Census Block Group	1
Census Block	1048
Census Tract	951400

Owner

Source: Franklin County and Malone Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 STONE RD, MALONE, NY 12953-3432
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2020 · Amount on Record
Deed Sale	May 11, 2020 · Amount on Record
Prior Sale	Nov 8, 2002 · Amount on Record
Deed Document Number	20201861
Record Updated	Oct 29, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN NY
Recording Date	May 11, 2020
Property Address	38 STONE RD, MALONE, NY 12953-3432
Document Number	0020201861
Instrument Date	May 7, 2020
Instrument	20201861
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38 STONE RD MALONE NY 129533432, MALONE, NY 12953-3432

Mortgage

Document Number	20201862
Date	May 11, 2020
Instrument	20201862

Lender

Name	JAY & CHRISTINE DISOTELLE
Address	41 STONE RD, MALONE, NY 12953-3431
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Interest

Rate	2%

Tax Assessment & Valuation

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Malone Town
Unified School District	Malone Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,488.00 (-3.31%)
2025	$1,539.00 (+195.39%)	$40,000 (-) Land $11,200 Building $28,800	$74,074 (+11.11%) Land $20,741 Building $53,333
2023		$40,000 (-) Land $11,200 Building $28,800	$66,667 (+14.17%) Land $18,667 Building $48,000
2022		$40,000 Land $11,200 Building $28,800	$58,394 Land $16,350 Building $42,044
2021	$521.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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