38 Stoddard St, Northampton, MA 01060 Property Records

Hampshire County and Northampton City property record for 38 Stoddard St, Northampton, MA 01060

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,769 sqft · built 2019
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$610,500 (Mar 2019)
Tax Bill	$12,718 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2021 Refinance + 1 more
APN	`NHAM M:024D B:0345 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:024D B:0345 L:0001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,769 sqft Living Area
1st Floor Area	1,198 sqft
Basement Area	650 sqft
Unfinished Basement	650 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	38 STODDARD ST
City	NORTHAMPTON
State	MA
Zip	01060-2229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	345
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	2
Census Block	2001
Census Tract	821901

Owner

Source: Hampshire County and Northampton City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 STODDARD ST, NORTHAMPTON, MA 01060-2229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Mar 29, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK OF RHODE ISLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Deed Document Number	20194762
Deed Book / Page	13226 / 19
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Recording Date	May 20, 2026
Property Address	38 STODDARD ST, NORTHAMPTON, MA 01060-2229
Document Number	015724-245
Book / Page	15724 / 245
Instrument Date	May 8, 2026
Instrument	20267561
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 STODDARD ST, NORTHAMPTON, MA 01060-2229

Mortgage

Document Number	0000007561,
Date	May 20, 2026
Book Page	15724/245
Instrument	20267561

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	38 STODDARD ST, NORTHAMPTON, MA 01060-2229
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	14322-317
Date	Oct 26, 2021
Book Page	14322/317
Instrument	26730

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Mar 29, 2019
Property Address	38 STODDARD ST, NORTHAMPTON, MA 01060-2229
Document Number	13226-19
Book / Page	13226 / 19
Instrument Date	Mar 29, 2019
Instrument	4762
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 LIBERTY ST, NORTHAMPTON, MA 01062-2741

Mortgage

Document Number	4763
Date	Mar 29, 2019
Instrument	4763

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,718.00 (+12.98%)	$913,000 (+28.46%) Land $235,000 Building $678,000	$894,045 (-6.86%)
2024			$959,880
2023	$11,257.00	$710,700 Land $194,300 Building $516,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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