38 Stocker Dr, Charleston, SC 29407 Property Records

Charleston County property record for 38 Stocker Dr, Charleston, SC 29407

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,362 sqft · built 1940
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Jul 2015)
Tax Bill	$2,665 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`421-06-00-126`

Property Details

APN / Parcel Number

Primary APN	`421-06-00-126`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,362 sqft Living Area
Gross Area	1,914 sqft
1st Floor Area	1,362 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cottage
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asbestos
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	113 ft deep x 63 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	133 sqft
Deck Area	600 sqft
Patio Area	600 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	38 STOCKER DR
City	CHARLESTON
State	SC
Zip	29407-7416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -WINDERMERE DESCRIPTION -LT 104 BLK B
Legal Subdivision	WINDERMERE
Legal Block	B
Legal Lot Number	104
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	1
Census Block	1061
Census Tract	3000

Owner

38 Stocker Dr is owned and occupied by two individuals who bought it in July 2015.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 STOCKER DR, CHARLESTON, SC 29407-7416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2015 · Amount on File
Deed Sale	Jul 31, 2015 · Amount on File
Prior Sale	Jun 3, 2010 · Amount on File
Deed Book / Page	494 / 666
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	38 STOCKER DR, CHARLESTON, SC 29407-7416
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010190512
Date	Aug 2, 2021
Book Page	1019/512

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 38 Stocker Dr was $2,665, up 12% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,665.00 (+11.97%)	$519,915 (+2,775.64%) Land $200,790 Building $319,125	$666,000 Land $238,000 Building $428,000
2024	$2,380.00	$18,080
2022	$2,216.00	$18,080	$452,100 Land $174,600 Building $277,500
2020			$452,100 Land $174,600 Building $277,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38 Stocker Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 341 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	406 units insured incl. 65 condo units
Nearby Flood Claims	194 (1982–2024)
Claims Outside the SFHA	35 of 194
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 15 claims Severe Storms And Flooding, Oct 2015 · 38 claims Hurricane Hugo, Sep 1989 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Stocker Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.9% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Home Telecom, WOW Internet, Cable & Phone.

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