Somerset County and Warren Township property record for 38 Stiles Rd, Warren, NJ 07059
| Property Type | Single Family Home |
|---|---|
| Details | 2,900 sqft · built 1939 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (May 2003) |
| Tax Bill | $13,566 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-00215-0000-00003 |
| Primary APN | 20-00215-0000-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,900 sqft Living Area |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Construction Type | Frame |
| Lot Area | 28,750 sqft (0.66 acres) |
| Lot Dimensions | 289 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 00043290 |
|---|---|
| Street Address | 38 STILES RD |
| City | WARREN |
| State | NJ |
| Zip | 07059-5461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20V |
| Legal Subdivision | NEW YORK DISTRICT |
| Legal Block | 215 |
| Legal Lot Number | 3 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | WARREN |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 52201 |
38 Stiles Rd is owned and occupied by two individuals who bought it in May 2003.
Source: Somerset County and Warren Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 STILES RD, WARREN, NJ 07059-5461 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2003 · Amount on File |
| Deed Sale | May 19, 2003 · Amount on File |
| Deed Book / Page | 5369 / 3097 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 38 STILES RD, WARREN, NJ 07059-5461 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000013832 |
|---|---|
| Date | Apr 17, 2018 |
| Book Page | 7036/3894 |
| Instrument | 2018013832 |
| Name | LUSITANIA SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | NEWARK, NJ 07105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
The 2025 property tax bill for 38 Stiles Rd was $13,566, up 3.4% from the year before.
Source: Somerset County and Warren Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Warren Township |
| Elementary School District | Warren Township School District (KG - 08) |
| Secondary School District | Watchung Hills Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $822,700 (+6.25%) Land $269,800 Building $552,900 | $822,700 (+6.25%) Land $269,800 Building $552,900 | |
| 2025 | $13,566.00 (+3.38%) | $774,300 Land $255,700 Building $518,600 | $774,300 Land $255,700 Building $518,600 |
| 2024 | $13,123.00 | ||
| 2023 | $661,900 Land $208,900 Building $453,000 | $661,900 Land $208,900 Building $453,000 | |
| 2022 | $12,617.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Stiles Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 14 (1978–2024) |
| Claims Outside the SFHA | 7 of 14 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Stiles Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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