Steuben County and Addison Town property record for 38 Steuben St, Addison, NY 14801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,440 sqft · built 1905 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Aug 2019) |
| Tax Bill | $3,535 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Aug 2019 Refinance + 2 more |
| APN | 0003945-000 |
| Primary APN | 0003945-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,440 sqft Living Area |
| 1st Floor Area | 1,220 sqft |
| 2nd Floor Area | 1,220 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 198 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 515 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0003945-000 |
|---|---|
| Street Address | 38 STEUBEN ST |
| City | ADDISON |
| State | NY |
| Zip | 14801-1214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | STEUBEN ST OCONNOR MILLER RICE |
| Legal Block | 2 |
| Legal Lot Number | 30.000 |
| Jurisdiction | STEUBEN NY |
| Township / Civil Division | ADDISON |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 962200 |
Source: Steuben County and Addison Town records · APN 0003945-000
Assessment roll updated April 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2097 GREENGRASS RD, ADDISON, NY 14801-9026 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 09, 2026 | Warranty Deed, Transfer |
| Aug 27, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance PARAGON HOME LOANS INC |
| Aug 27, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage PARAGON HOME LOANS INC |
| Feb 02, 2009 | Deed, Transfer · USDA Mortgage USDA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 27, 2019 · Amount on Record |
| Deed Sale | Aug 27, 2019 · Amount on Record |
| Prior Sale | Feb 02, 2009 · Amount on Record |
| Deed Book / Page | 2784 / 121 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Jul 09, 2026 |
| Property Address | 38 STEUBEN ST, ADDISON, NY 14801-1214 |
| Document Number | 3226000330 |
| Book / Page | 3226 / 330 |
| Instrument Date | Aug 14, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 STEUBEN ST, ADDISON, NY 14801-1214 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 38 STEUBEN ST, ADDISON, NY 14801-1214 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | EMPIRE ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 4440/330 |
|---|---|
| Date | Aug 27, 2019 |
| Book Page | 4440/330 |
| Name | PARAGON HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Aug 27, 2019 |
| Property Address | 38 STEUBEN ST, ADDISON, NY 14801-1214 |
| Document Number | 002784/121 |
| Book / Page | 2784 / 121 |
| Instrument Date | Aug 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2097 GREENGRASS RD, ADDISON, NY 14801-9026 |
| Document Number | 0004440330 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 4440/330 |
| Name | PARAGON HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 002784/121 |
|---|---|
| Date | Aug 27, 2019 |
| Book Page | 2784/121 |
| Name | PARAGON HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Feb 02, 2009 |
| Property Address | 38 STEUBEN ST, ADDISON, NY 14801-1214 |
| Document Number | 0000002221/0000000026 |
| Book / Page | 0000002221 / 0000000026 |
| Instrument Date | Jan 23, 2009 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | VINCENT WELCH |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 STEUBEN ST, ADDISON, NY 14801-1214 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003057/0000000303 |
|---|---|
| Date | Feb 02, 2009 |
| Book Page | 0000003057/0000000303 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2039 |
Source: Steuben County and Addison Town records · Assessment roll updated April 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Addison Village |
| County | Steuben County |
| County Subdivision | Addison Town |
| Unified School District | Addison Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,535.00 (+54.1%) | $110,600 (-) Land $22,500 Building $88,100 | $112,857 (+2.04%) Land $22,959 Building $89,898 |
| 2023 | $110,600 (+14.73%) Land $22,500 Building $88,100 | $110,600 (+3.26%) Land $22,500 Building $88,100 | |
| 2022 | $96,400 Land $18,000 Building $78,400 | $107,111 Land $20,000 Building $87,111 | |
| 2021 | $2,294.00 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 19 (1978–2021) |
| Claims Outside the SFHA | 2 of 19 |
| Most Recent Claim | Aug 2021 · Remnants Of Tropical Storm Fred |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Holdings Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 151 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ADDISON VILLAGE serves 1,850 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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