38 State St, Lawrence, MA 01843 Property Records

Essex County and Lawrence City property record for 38 State St, Lawrence, MA 01843

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,600 sqft · built 1890
Lot Size0.092 acres (4,000 sqft)
OwnerIndividual Name on Record
Last Sale$87,500 (Feb 2000)
Tax Bill$3,525 (2026)
Deeds & MortgagesJun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN99 0000 0012 A

Property Details

APN / Parcel Number

Primary APN99 0000 0012 A
Alternative APN
  • LAWR M:0099 B:0000 L:0012

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,600 sqft Living Area
Gross Area3,116 sqft
Basement Area1,204 sqft
Unfinished Basement1,204 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,000 sqft (0.092 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number99 0000 0012 A
Street Address38 STATE ST
CityLAWRENCE
StateMA
Zip01843-2637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeI2
Legal SubdivisionDAVID PINGREE
Legal Lot Number12
JurisdictionLAWRENCE MA
Township / Civil DivisionLAWRENCE
Census Block Group3
Census Block3000
Census Tract251500

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address38 STATE ST, LAWRENCE, MA 01843-2637
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2000 · Amount on Record
Deed SaleFeb 22, 2000 · Amount on Record
Deed Book / Page5681 / 291
Record UpdatedOct 29, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE MA
Property Address38 STATE ST, LAWRENCE, MA 01843-2637
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number15129-335
DateJun 28, 2017
Book Page15129/335
Instrument16068
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Term120 Months
DueJun 1, 2027

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityLawrence City
Unified School DistrictLawrence School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,525.00 (+8.29%)$408,000 (+10.3%) Land $124,200 Building $283,800$501,678 (+5.49%)
2025$3,255.00 (+6.16%)$369,900 (+11.58%) Land $96,000 Building $273,900$475,570
2024$3,066.00 (-3.1%)$331,500 (+6.45%) Land $103,900 Building $227,600
2023$3,164.00$311,400 Land $96,400 Building $215,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAWRENCE WATER WORKS
serves 89,143 people · EPA ID MA3149000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2016
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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