Norfolk County and Dedham Town property record for 38 Spruce St, Dedham, MA 02026 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,200 sqft · built 1897 |
| Lot Size | 0.205 acres (8,924 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $628,500 (Aug 2011) |
| Tax Bill | $11,419 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Oct 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DEDH M:0108 L:0008 |
| Primary APN | DEDH M:0108 L:0008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,200 sqft Living Area |
| Gross Area | 4,324 sqft |
| 1st Floor Area | 1,000 sqft |
| Attic | Attic |
| Attic Area | 1,000 sqft |
| Basement Area | 1,000 sqft |
| Unfinished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1897 |
|---|---|
| Effective Year Built | Effective 1897 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,924 sqft (0.205 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 38 SPRUCE ST |
|---|---|
| City | DEDHAM |
| State | MA |
| Zip | 02026-4447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 8 |
| Jurisdiction | DEDHAM MA |
| Township / Civil Division | DEDHAM |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 402500 |
Source: Norfolk County and Dedham Town records · APN DEDH M:0108 L:0008
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 38 SPRUCE ST, DEDHAM, MA 02026-4447 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Oct 04, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 20, 2017 | Deed of Trust, Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 08, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 04, 2011 · Amount on Record |
| Deed Sale | Aug 04, 2011 · Amount on Record |
| Prior Sale | Jun 28, 2002 · Amount on Record |
| Deed Document Number | 20117 |
| Deed Book / Page | 29018 / 172 |
| Last Transfer Date | Jul 07, 2025 |
| Transfer Doc | 042509-100 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEDHAM MA |
| Recording Date | Apr 28, 2026 |
| Property Address | 38 SPRUCE ST, DEDHAM, MA 02026-4447 |
| Document Number | 043070-145 |
| Book / Page | 43070 / 145 |
| Instrument Date | Apr 09, 2026 |
| Instrument | 2026863 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000863, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 43070/145 |
| Instrument | 2026863 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEDHAM MA |
| Property Address | 38 SPRUCE ST, DEDHAM, MA 02026-4447 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39926-288 |
|---|---|
| Date | Oct 04, 2021 |
| Book Page | 39926/288 |
| Instrument | 127851 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEDHAM MA |
| Property Address | 38 SPRUCE ST, DEDHAM, MA 02026-4447 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35050-9 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 35050/9 |
| Instrument | 33332 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEDHAM MA |
| Property Address | 38 SPRUCE ST, DEDHAM, MA 02026-4447 |
| Document Number | 36930-233 |
| Instrument Date | Jun 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 38 SPRUCE ST DEDHAM MA 020264447, DEDHAM, MA 02026-4447 |
| Document Number | 36930-233 |
|---|---|
| Date | Jul 01, 2019 |
| Book Page | 036930/000233 |
| Instrument | 54184 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Norfolk County and Dedham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Dedham Town |
| Unified School District | Dedham School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,419.00 (-7.05%) | $904,800 (-7.94%) Land $370,400 Building $534,400 | $1,115,205 (+7.85%) |
| 2024 | $12,285.00 (-13.27%) | $982,800 (-10.91%) Land $355,900 Building $626,900 | $1,034,075 |
| 2023 | $14,164.00 | $1,103,100 Land $312,300 Building $790,800 |
Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250214025001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 7 (1978–2018) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Aug 2018, other causes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 336 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| Radiate Holdings | Cable | 1,500 / 50 |
| Verizon | Fiber | 980 / 880 |
| Netafy | Fixed Wireless (unlicensed) | 150 / 150 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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