38 Spruce Ln, Mingo Junction, OH 43938 Property Records

Jefferson County property record for 38 Spruce Ln, Mingo Junction, OH 43938

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,494 sqft · built 1934
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on File
Tax Bill	$562 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-00428-000`

Property Details

APN / Parcel Number

Primary APN	`38-00428-000`
Alternative APN	`00428`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,494 sqft Living Area
1st Floor Area	1,224 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Conventional
Exterior Material	Other
Foundation Type	No Foundation
Lot Area	30,056 sqft (0.69 acres)
Garage Area	480 sqft
Porch	Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Street Address	38 SPRUCE LN
City	MINGO JUNCTION
State	OH
Zip	43938-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 2 34 135 LAND .692A MAP-38-34A0-06200
Jurisdiction	JEFFERSON OH
Township / Civil Division	CROSS CREEK
Census Block Group	2
Census Block	2013
Census Tract	1300

Owner

Source: Jefferson County records · APN 38-00428-000

Assessment roll updated April 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	38 SPRUCE LN, MINGO JUNCTION, OH 43938-2418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

December 2020: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	JEFFERSON OH
Recording Date	Dec 31, 2020
Property Address	38 SPRUCE LN, MINGO JUNCTION, OH 43938-2418
Document Number	001458/618
Book / Page	1458 / 618
Instrument Date	Dec 30, 2020
Instrument	361902
Transaction Type	Transfer
Record Updated	Apr 01, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 SPRUCE LN, MINGO JUNCTION, OH 43938-2418

Mortgage

Document Number	0000361903
Date	Dec 31, 2020
Instrument	361903

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated April 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jefferson County
County Subdivision	Cross Creek Township
Unified School District	Indian Creek Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$562.00	$14,592 (-) Land $2,657 Building $11,935
2024	$562.00 (-38.98%) Homeowner's exemption	$14,592 (+12.16%) Land $2,657 Building $11,935	$41,690 (+12.16%) Land $7,590 Building $34,100
2022	$921.00 Homeowner's exemption	$13,010 Land $2,625 Building $10,385
2021			$37,170 Land $7,500 Building $29,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (39081C), as of April 5, 2006 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Ampersand Technologies.

Based on FCC filings for 56 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH4102411, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF STEUBENVILLE serves 17,000 people
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2024 Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	No certified operator currently in violation since Apr 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.