38 Spring St, Chatham, NY 12037 Property Records

Columbia County and Chatham Town property record for 38 Spring St, Chatham, NY 12037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,314 sqft · built 1965
Lot Size0.47 acres (20,473 sqft)
OwnerIndividual Name on File
Last Sale$149,000 (Dec 2020)
Tax Bill$3,066 (2026)
Deeds & MortgagesDec 2020 Sale & Mortgage
APN102601 66.6-1-39

Property Details

APN / Parcel Number

Primary APN102601 66.6-1-39
Alternative APN
  • 260106600600010390000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,314 sqft Living Area
1st Floor Area1,314 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area20,473 sqft (0.47 acres)
Lot Dimensions115 ft deep x 180 ft wide
Garage TypeAttached
Garage Area260 sqft
Parking Spaces1 Parking Space
PorchSlab
Shed1 Shed

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address38 SPRING ST
CityCHATHAM
StateNY
Zip12037-1018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code07 - MIXED
Legal Block1
Legal Lot Number39.000
JurisdictionCOLUMBIA NY
Township / Civil DivisionCHATHAM
Census Block Group1
Census Block1074
Census Tract300

Owner

38 Spring St is owned and occupied by an individual who bought it in December 2020.

Source: Columbia County and Chatham Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address38 SPRING ST, CHATHAM, NY 12037-1018
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 10, 2020 · Amount on File
Deed SaleDec 10, 2020 · Amount on File
Prior SaleJan 2, 2007 · Amount on File
Deed Document Number202010412
Deed Book / Page919 / 1703
Record UpdatedOct 29, 2026

December 2020: Deed, Transfer

Document TypeDeed
JurisdictionCOLUMBIA NY
Recording DateDec 10, 2020
Property Address38 SPRING ST, CHATHAM, NY 12037-1018
Document Number0000010412
Book / Page919 / 1703
Instrument DateDec 4, 2020
Instrument20200010412
Transaction TypeTransfer
Record UpdatedApr 18, 2022
Title CompanyMISC COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 BRADLEYS CROSSING RD, EAST CHATHAM, NY 12060-3607

Mortgage

Document Number0000010413
DateDec 10, 2020
Instrument20200010413
Lender
NameGUARANTY T CO
Agreement
TypeFHA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 38 Spring St was $3,066, up 0.2% from the year before.

Source: Columbia County and Chatham Town assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyColumbia County
County SubdivisionChatham Town
MunicipalityChatham Village
Unified School DistrictChatham Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,066.00 (+0.2%)
2025$3,060.00$154,000 Land $53,600 Building $100,400$187,805 Land $65,366 Building $122,439
2023$154,000 Land $53,600 Building $100,400$165,591 Land $57,634 Building $107,957

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 38 Spring St; there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2008 · Severe Winter Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Spring St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHATHAM VILLAGE
serves 2,156 people · EPA ID NY1000234
Water SourceGroundwater
Last State InspectionSep 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Fidium Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Spring St

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