38 Split Rock Rd, Mahwah, NJ 07430 Property Records

Bergen County and Mahwah Township property record for 38 Split Rock Rd, Mahwah, NJ 07430

Property Summary

Property TypeSingle Family Home
Detailsbuilt 2024
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$360,000 (Oct 2024)
Tax Bill$319 (2025)
Deeds & MortgagesNov 2023 Mortgage
Sep 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN33-00012-0000-00006

Property Details

APN / Parcel Number

Primary APN33-00012-0000-00006
Alternative APNs
  • 330001200006
  • 03674002

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area43,560 sqft

Location & Zoning

Account Number03674002
Street Address38 SPLIT ROCK RD
CityMAHWAH
StateNJ
Zip07430-1015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC200
Legal Description1.00 AC
Legal Block12
Legal Lot Number6
JurisdictionBERGEN NJ
Township / Civil DivisionMAHWAH
Census Block Group2
Census Block2000
Census Tract32104

Owner

Source: Bergen County and Mahwah Township assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address256 SEAMAN AVE, 2A, NEW YORK, NY 10034-1203
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2023Deed of Trust, Mortgage · Conventional Mortgage
TD BANK NA
Sep 30, 2022Deed, Transfer
CENTURY TITLE COMPANY, CENTURY TITLE SERVICES INC
Nov 30, 2022Redemption Deed, Transfer
CENTURION TITLE GROUP INC, CENTURION TITLE SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 16, 2024 · Amount on Record
Deed SaleOct 16, 2024 · Amount on Record
Prior SaleSep 30, 2022 · Amount on Record
Deed Document Number202462097
Deed Book / Page5345 / 914
Prior Transfer DateDec 13, 2023
Prior Transfer Doc0053450914
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address38 SPLIT ROCK RD, MAHWAH, NJ 07430-1015
Transaction TypeMortgage
Record UpdatedApr 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address256 SEAMAN AVE 2A, 2A, NEW YORK, NY 10034-1203

Mortgage

Document Number0051191335
DateNov 2, 2023
Book Page5119/1335
Instrument2023072306
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.5%
Type Change DateNov 1, 2028
Change Frequency6 Months
Min Rate At Change4.5%
Max Rate At Change8.5%
Margin3
Max Rate11.5%

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateSep 30, 2022
Property Address38 SPLIT ROCK RD, MAHWAH, NJ 07430-1015
Document Number0048231038
Book / Page4823 / 1038
Instrument DateJul 5, 2022
Instrument2022095845
Transaction TypeTransfer
Record UpdatedApr 12, 2024
Title CompanyCENTURY TITLE COMPANY, CENTURY TITLE SERVICES INC

Transaction

AmountAmount Recorded
Tax$196.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address80 GRANDVIEW AVE, NANUET, NY 10954-2528

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 SPLIT ROCK RD, MAHWAH, NJ 07430-1015

November 2022: Redemption Deed, Transfer

Document TypeRedemption Deed
JurisdictionBERGEN NJ
Recording DateNov 30, 2022
Property Address38 SPLIT ROCK RD, MAHWAH, NJ 07430-1015
Document Number0048710543
Book / Page4871 / 543
Instrument DateJun 8, 2022
Instrument2022111100
Transaction TypeTransfer
Record UpdatedApr 12, 2024
Title CompanyCENTURION TITLE GROUP INC, CENTURION TITLE SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Bergen County and Mahwah Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
County SubdivisionMahwah Township
Unified School DistrictMahwah Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,000 (-) Land $15,000$15,000 (-) Land $15,000
2025$319.00 (+2.9%)$15,000 (-) Land $15,000$15,000 (-) Land $15,000
2024$310.00 (+5.08%)
2023$15,000 (-) Land $15,000$15,000 (-) Land $15,000
2022$295.00 (+1.03%)$15,000 Land $15,000$15,000 Land $15,000
2021$292.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims27 (1979–2023)
Claims Outside the SFHA9 of 27
Most Recent ClaimDec 2023 · river or lake flooding
Claims by Event
  • Hurricane Irene, Aug 2011 · 8 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims
  • Coastal Storms & Flooding, Apr 1984 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

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