38 Spaulding Ln, Groton, MA 01450 Property Records

Middlesex County and Groton Town property record for 38 Spaulding Ln, Groton, MA 01450

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,956 sqft · built 1992
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$520,000 (Jul 2020)
Tax Bill	$9,725 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GROT M:202 B:41 L`

Property Details

APN / Parcel Number

Primary APN	`GROT M:202 B:41 L`
Alternative APNs	`GRTN M:202 B:41 L` `707`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,956 sqft Living Area
Gross Area	3,697 sqft
1st Floor Area	996 sqft
Basement Area	386 sqft
Unfinished Basement	386 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	707
Street Address	38 SPAULDING LN
City	GROTON
State	MA
Zip	01450-1138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	41
Jurisdiction	GROTON MA
Township / Civil Division	GROTON
Census Block Group	3
Census Block	3001
Census Tract	326101

Owner

38 Spaulding Ln is owned and occupied by two individuals who bought it in July 2020.

Source: Middlesex County and Groton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 SPAULDING LN, GROTON, MA 01450-1138
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2020 · Amount on File
Deed Sale	Jul 2, 2020 · Amount on File
Prior Sale	Dec 5, 1997 · Amount on File
Deed Document Number	2020106318
Deed Book / Page	75035 / 526
Prior Transfer Date	Jun 25, 2020
Prior Transfer Doc	75035-526
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GROTON MA
Recording Date	Jul 2, 2020
Property Address	38 SPAULDING LN, GROTON, MA 01450-1138
Document Number	75035-526
Book / Page	75035 / 526
Instrument Date	Jun 25, 2020
Instrument	106318
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	METROPOLITAN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38 SPAULDING LN, GROTON, MA 01450-1138

Mortgage

Document Number	106319
Date	Jul 2, 2020
Instrument	106319

Lender

Name	DREW MORTGAGE ASSOCIATES INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 38 Spaulding Ln was $9,725, up 4.2% from the year before.

Source: Middlesex County and Groton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Groton Town
Unified School District	Groton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,725.00 (+4.17%)	$658,000 (+7.48%) Land $240,700 Building $417,300	$699,770 (-)
2025	$9,336.00 (+2.21%)	$612,200 (+1.14%) Land $218,900 Building $393,300	$699,770 (+10.32%)
2024	$9,134.00 (+5.44%)	$605,300 (+9.28%) Land $218,900 Building $386,400	$634,315
2023	$8,663.00	$553,900 Land $218,900 Building $335,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Spaulding Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Spaulding Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST GROTON WATER SUPPLY DISTRICT serves 1,853 people · EPA ID MA2115001
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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