38 South St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 38 South St, Biddeford, ME 04005

Property Summary

Property TypeApartments (5+ Units)
Details5 bd · 3 ba · 4,428 sqft · built 1800
Lot Size0.14 acres (6,098 sqft)
OwnerCompany Name on File
Last Sale$900,000 (Jan 2026)
Tax Bill$8,325 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Apr 2017 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APNBIDD M:38 L:190

Property Details

APN / Parcel Number

Primary APNBIDD M:38 L:190

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms15 Rooms
Units3 Units
Stories3 Stories
Building Area4,428 sqft Living Area
Gross Area10,172 sqft
1st Floor Area2,471 sqft
Basement Area2,394 sqft
Unfinished Basement2,394 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1800
Effective Year BuiltEffective 1800
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address38 SOUTH ST
CityBIDDEFORD
StateME
Zip04005-2421
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeMSRD2
Legal Lot Number190
JurisdictionBIDDEFORD ME
Township / Civil DivisionBIDDEFORD
Census Block Group2
Census Block2012
Census Tract25206

Owner

38 South St, a residential property, is owned by a company that bought it in January 2026.

Source: York County and Biddeford City records, as of May 22, 2026

Owner of RecordCompany Name on File
Mailing Address67 MUSSEY ST, SOUTH PORTLAND, ME 04106-2010
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2026Warranty Deed, Transfer
ANDROSCOGGIN BANK
Apr 21, 2017Deed of Trust, Mortgage
BIDDEFORD SAVINGS BK
Mar 20, 2018Deed of Trust, Mortgage · ARM
BIDDEFORD SAVINGS BK
Sep 30, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
BIDDEFORD SAVINGS BANK
Mar 19, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
BIDDEFORD SAVINGS BANK
Jun 14, 2017Deed of Trust, Mortgage
BIDDEFORD SAVINGS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 16, 2026 · Amount on File
Deed SaleJan 16, 2026 · Amount on File
Prior SaleMar 19, 2021 · Amount on File
Deed Book / Page19826 / 496
Record UpdatedSep 20, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBIDDEFORD ME
Recording DateJan 16, 2026
Property Address38 SOUTH ST, BIDDEFORD, ME 04005-2421
Document Number0198260496
Book / Page19826 / 496
Instrument DateJan 16, 2026
Instrument2026001593
Transaction TypeTransfer
Record UpdatedFeb 19, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address67 MUSSEY ST, S PORTLAND, ME 04106-2010

Mortgage

Document Number2026001594
DateJan 16, 2026
Instrument2026001594
Lender
NameANDROSCOGGIN BANK
TypeBank
Agreement
AmountAmount on Record
Term61 Months
DueFeb 1, 2031

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBIDDEFORD ME
Property Address38 SOUTH ST, BIDDEFORD, ME 04005-2421
Transaction TypeMortgage
Record UpdatedNov 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0174570443
DateApr 21, 2017
Book Page17457/0443
Instrument2017014778
Lender
NameBIDDEFORD SAVINGS BK
Agreement
AmountAmount on Record
Term360 Months
DueApr 21, 2047

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBIDDEFORD ME
Property Address38 SOUTH ST, BIDDEFORD, ME 04005-2421
Transaction TypeMortgage
Record UpdatedNov 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0176790424
DateMar 20, 2018
Book Page17679/0424
Instrument2018010316
Lender
NameBIDDEFORD SAVINGS BK
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueMar 20, 2048
Interest
Rate TypeAdjustable Rate
Rate4.38%
Type Change DateApr 1, 2028

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBIDDEFORD ME
Property Address38 SOUTH ST, BIDDEFORD, ME 04005-2421
Transaction TypeMortgage
Record UpdatedNov 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0180590075
DateSep 30, 2019
Book Page18059/75
Instrument2019041503
Lender
NameBIDDEFORD SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term373 Months
DueOct 1, 2050

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBIDDEFORD ME
Recording DateMar 19, 2021
Property Address38 SOUTH ST, BIDDEFORD, ME 04005-2421
Document Number0185960649
Book / Page18596 / 649
Instrument DateMar 18, 2021
Instrument2021015886
Transaction TypeTransfer
Record UpdatedFeb 19, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 ANTHOINE ST APT 1, 1, S PORTLAND, ME 04106-4467

Mortgage

Document Number2021015887
DateMar 19, 2021
Instrument2021015887
Lender
NameBIDDEFORD SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBIDDEFORD ME
Property Address38 SOUTH ST, BIDDEFORD, ME 04005-2421
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0174930597
DateJun 14, 2017
Book Page17493/0597
Instrument2017022472
Lender
NameBIDDEFORD SAVINGS BK
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 38 South St was $8,325, up 6.6% from the year before.

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalityBiddeford City
Unified School DistrictBiddeford (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,325.00 (+6.64%)$557,200 (+1.49%) Land $123,100 Building $434,100
2024$7,807.00 (+9.6%)$549,000 (+1.12%) Land $123,100 Building $425,900
2023$7,123.00 (+17.39%)$542,900 (+46.81%) Land $123,100 Building $419,800
2022$6,068.00$369,800 Land $61,900 Building $307,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38 South St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 South St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAINE WATER COMPANY BIDDEFORD SACO DIV
private · serves 42,508 people · EPA ID ME0090170
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Great Works Internet, Premium Choice Broadband.

Nearby Properties on South St

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