38 Snowmass Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 38 Snowmass Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,424 sqft · built 2003
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Owner Names on Record
Last Sale	$218,008 (Aug 2003)
Tax Bill	$4,816 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T012500376`

Property Details

APN / Parcel Number

Primary APN	`T012500376`
Alternative APN	`2-0066-8563-00-0203.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,424 sqft Living Area
1st Floor Area	1,331 sqft
Basement Area	1,193 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 2003
Architectural Style	Other
Exterior Material	Brick/Stone
Lot Area	10,019 sqft (0.23 acres)
Terrain	Rolling
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	25 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T012500376
Old Parcel Number	T012500376
Street Address	38 SNOWMASS CT
City	O FALLON
State	MO
Zip	63368-6677
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT HUTCHINGS FARM #2 LOT 203
Legal Subdivision	VLGS AT HUTCHINGS FARM #2
Legal Lot Number	203
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	4
Census Block	4004
Census Tract	311735

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	38 SNOWMASS CT, O FALLON, MO 63368-6677
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP
Oct 19, 2018	Deed of Trust, Mortgage · FHA Mortgage HOME LOAN EXPERT LLC
Jan 31, 2017	Deed of Trust, Mortgage · FHA Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2003 · Amount on Record
Deed Sale	Aug 21, 2003 · Amount on Record
Deed Document Number	0035981990
Deed Book / Page	3598 / 1990
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	38 SNOWMASS CT, O FALLON, MO 63368-6677
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 SNOWMASS CT, O FALLON, MO 63368-6677

Mortgage

Document Number	2021R049030
Date	Jun 9, 2021
Instrument	2021R-049030

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	38 SNOWMASS CT, O FALLON, MO 63368-6677
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R024954
Date	Mar 22, 2021
Instrument	2021R-024954

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	38 SNOWMASS CT, O FALLON, MO 63368-6677
Document Number	0069941020
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 13, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 SNOWMASS CT O FALLON MO 633686677, O FALLON, MO 63368-6677

Mortgage

Document Number	0069941020
Date	Oct 24, 2018
Book Page	006994/001020
Instrument	607500

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2048

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	38 SNOWMASS CT, O FALLON, MO 63368-6677
Document Number	0066961741
Book / Page	006696 / 001741
Instrument Date	Jan 31, 2017
Transaction Type	Mortgage
Record Updated	Feb 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 SNOWMASS CT O FALLON MO 633686677, O FALLON, MO 63368-6677

Mortgage

Document Number	0066961741
Date	Feb 7, 2017
Book Page	006696/001741
Instrument	83010

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,816.00	$75,105 (+8.59%)	$395,290 (+8.59%) Land $75,000 Building $320,290
2023		$69,165
2022			$364,027 Land $55,000 Building $309,027

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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