38 Silver Ave, Fort Mitchell (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 38 Silver Ave, Fort Mitchell, KY 41017 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 972 sqft · built 1920
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Tax Bill	$867 (2025)
Deeds & Mortgages	Apr 2024 Reverse Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028-40-11-060.00`

Property Details

APN / Parcel Number

Primary APN	`028-40-11-060.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	972 sqft Finished Area
Gross Area	2,099 sqft

Exterior

Year Built	Built 1920
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	461 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0284011060.00
Street Address	38 SILVER AVE
City	FT MITCHELL
State	KY
Zip	41017-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEMKER PROPERTY LOT 16
Legal Subdivision	LEMKER PROPERTY
Legal Lot Number	16
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1003
Census Tract	64700

Owner

Source: Kenton County records · APN 028-40-11-060.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 SILVER AVE, FT MITCHELL, KY 41017-2909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed of Trust, Mortgage · Reverse Mortgage FIRST FINANCIAL BANK
Nov 10, 2021	Deed of Trust, Mortgage GUARDIAN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 28, 2003
Deed Sale	Mar 28, 2003
Deed Document Number	0001508327
Deed Book / Page	C-1508 / 327
Record Updated	Jun 08, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	38 SILVER AVE, FT MITCHELL, KY 41017-2909
Transaction Type	Mortgage
Record Updated	May 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900113
Date	Apr 19, 2024
Book Page	KCM542/196
Instrument	24041905900113

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	225 PICTORIA DR STE 700, CINCINNATI, OH 45246

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 10, 2049

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	38 SILVER AVE, FT MITCHELL, KY 41017-2909
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900073
Date	Nov 10, 2021
Book Page	299/866
Instrument	21111005900073

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2036

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Mitchell City
Unified School District	Beechwood Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$867.00 (-8.06%)	$231,900 (-) Land $65,000 Building $166,900	$231,900 (-) Land $65,000 Building $166,900
2023	$943.00	$231,900 Land $65,000 Building $166,900	$231,900 Land $65,000 Building $166,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 205 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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