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38 Signet Cir, Flagler Beach, FL 32136 Property Records

Flagler County property record for 38 Signet Cir, Flagler Beach, FL 32136

Property Summary

Property TypeVacant Land
Lot Size0.182 acres (7,928 sqft)
OwnerIndividual Name on Record
Last Sale$426,000 (Aug 2025)
Tax Bill$1,220 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Aug 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-12-31-0370-00000-0460

Property Details

APN / Parcel Number

Primary APN11-12-31-0370-00000-0460

Exterior

Lot Area7,928 sqft (0.182 acres)

Location & Zoning

Street Address38 SIGNET CIR
CityFLAGLER BEACH
StateFL
Zip32136-3004
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodePUD
Legal DescriptionBEACH PARK VILLAGE MB 41 PG 35 LOT 46
Legal Lot Number46
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group3
Census Block3024
Census Tract60301

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address38 SIGNET CIR, FLAGLER BEACH, FL 32136-3004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2025Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Aug 8, 2025Special Warranty Deed, Transfer · Conventional Mortgage
KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2025 · Amount on Record
Deed SaleAug 8, 2025 · Amount on Record
Deed Document Number2025032840
Deed Book / Page2982 / 508
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address38 SIGNET CIR, FLAGLER BEACH, FL 32136-3004
Transaction TypeMortgage
Record UpdatedNov 7, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 SIGNET CIR, FLAGLER BEACH, FL 32136-3004

Mortgage

Document Number0030010819
DateOct 24, 2025
Book Page3001/819
Instrument2025043520
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 30, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFLAGLER FL
Recording DateAug 8, 2025
Property Address38 SIGNET CIR, FLAGLER BEACH, FL 32136-3004
Document Number0029820508
Book / Page2982 / 508
Map ReferenceMB 41 PG 35-39
Instrument DateAug 5, 2025
Instrument2025032840
Transaction TypeTransfer
Record UpdatedSep 30, 2025
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,982.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10475 FORTUNE PKWY STE 100, 100, JACKSONVILLE, FL 32256-3674

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 SIGNET CIR, FLAGLER BEACH, FL 32136-3004

Mortgage

Document Number0002982510
DateAug 8, 2025
Instrument2982/510
Lender
NameKBHS HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityFlagler Beach City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,220.00$62,500 Land $62,500$62,500 Land $62,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 257 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies257 in force
Nearby Flood Claims38 (2016–2024)
Claims Outside the SFHA2 of 38
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Nicole, Nov 2022 · 10 claims
  • Hurricane Irma, Sep 2017 · 18 claims
  • Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 59% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLAGLER BEACH WTP
serves 4,830 people · EPA ID FL2180349
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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