Anne Arundel County property record for 38 Sierra Ln, Arnold, MD 21012
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,679 sqft · built 1969 |
| Lot Size | 0.472 acres (20,565 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,238 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-426-13860710 |
| Primary APN | 03-426-13860710 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,679 sqft Living Area |
| 1st Floor Area | 1,282 sqft |
| Basement Area | 397 sqft |
| Finished Basement | 397 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 20,565 sqft (0.472 acres) |
| Porch | Open Porch |
| Porch Area | 392 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 42613860710 |
|---|---|
| Street Address | 38 SIERRA LN |
| City | ARNOLD |
| State | MD |
| Zip | 21012-2450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 39 HIDDEN HILLS |
| Legal Subdivision | HIDDEN HILLS |
| Legal Block | 1 |
| Legal Lot Number | 39 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 730800 |
38 Sierra Ln is owned and occupied by two individuals.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 SIERRA LN, ARNOLD, MD 21012-2450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Oct 23, 2019 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS |
| Nov 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Oct 30, 2017 | Deed of Trust, Mortgage · FHA Mortgage WESLEND FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 38 SIERRA LN, ARNOLD, MD 21012-2450 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0381220382 |
|---|---|
| Date | Dec 23, 2021 |
| Book Page | 38122/382 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | ONTARIO, CA 91761 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 38 SIERRA LN, ARNOLD, MD 21012-2450 |
| Document Number | 0337930361 |
| Instrument Date | Oct 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38 SIERRA LN ARNOLD MD 210122450, ARNOLD, MD 21012-2450 |
| Document Number | 0337930361 |
|---|---|
| Date | Nov 4, 2019 |
| Book Page | 033793/000361 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 3, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 38 SIERRA LN, ARNOLD, MD 21012-2450 |
| Document Number | 0316430242 |
| Book / Page | 031643 / 000242 |
| Instrument Date | Nov 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 335 ALAMEDA PKWY ARNOLD MD 210121408, ARNOLD, MD 21012-1408 |
| Document Number | 0316430242 |
|---|---|
| Date | Dec 7, 2017 |
| Book Page | 031643/000242 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 6, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 38 SIERRA LN, ARNOLD, MD 21012-2450 |
| Document Number | 0315800251 |
| Book / Page | 031580 / 000251 |
| Instrument Date | Oct 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | BOSTON NATIONAL TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38 SIERRA LN ARNOLD MD 210122450, ARNOLD, MD 21012-2450 |
| Document Number | 0315800251 |
|---|---|
| Date | Nov 17, 2017 |
| Book Page | 031580/000251 |
| Name | WESLEND FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 16, 2047 |
The 2025 property tax bill for 38 Sierra Ln was $4,238 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $470,233 | $496,600 Land $306,100 Building $190,500 | |
| 2025 | $4,238.00 | ||
| 2023 | $2,991.00 Homeowner's exemption | $408,133 | $417,500 Land $278,100 Building $139,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Sierra Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 10 (1979–2012) |
| Claims Outside the SFHA | 8 of 10 |
| Most Recent Claim | Jul 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Sierra Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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