Suffolk County and Smithtown Town property record for 38 Shirley Ct, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,442 sqft · built 1956 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $11,871 (2024) |
| Deeds & Mortgages | Jun 2021 Sale Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 120.-3-17 |
| Primary APN | 473489 120.-3-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,442 sqft Living Area |
| Gross Area | 1,942 sqft |
| 1st Floor Area | 1,442 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 16,117 sqft (0.37 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 250 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 500 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 38 SHIRLEY CT |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-4136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12-497451 TC-52 *2351 LOT 304 MAYFAIR PARK SEC 6 |
| Legal Block | 3 |
| Legal Lot Number | 17 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 135500 |
38 Shirley Ct is owned and occupied by an individual who acquired it in April 2021.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 SHIRLEY CT, COMMACK, NY 11725-4136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2021 | Deed, Transfer |
| Jun 5, 2020 | Deed of Trust, Mortgage JOVIA FIN'L FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 20, 2021 |
| Transfer Doc | 0131070869 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jun 8, 2021 |
| Property Address | 38 SHIRLEY CT, COMMACK, NY 11725-4136 |
| Document Number | 0131070869 |
| Book / Page | 13107 / 869 |
| Instrument Date | Apr 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 38 SHIRLEY CT, COMMACK, NY 11725-4136 |
| Document Number | 0231510642 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 48 VIRGINIA AVE LONG BEACH NY 115611418, LONG BEACH, NY 11561-1418 |
| Document Number | 0231510642 |
|---|---|
| Date | Jul 9, 2020 |
| Book Page | 023151/000642 |
| Name | JOVIA FIN'L FCU |
|---|---|
| Address | 1000 CORPORATE DR, WESTBURY, NY 11590-6648 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 8, 2050 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,520 Land $365 Building $5,155 | $690,000 Land $45,625 Building $644,375 | |
| 2024 | $11,871.00 | ||
| 2023 | $5,520 Land $365 Building $5,155 | $6,345 Land $420 Building $5,925 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Shirley Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Shirley Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
5G (outdoors only) and 4G LTE
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