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38 Shepherd St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 38 Shepherd St, Chicopee, MA 01013

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,148 sqft · built 1920
Lot Size0.149 acres (6,498 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (Jun 2020)
Tax Bill$3,484 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN499-00055

Property Details

APN / Parcel Number

Primary APN499-00055
Alternative APN
  • CHIC M:0499 P:00055

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,148 sqft Living Area
Gross Area3,085 sqft
1st Floor Area1,148 sqft
Basement Area1,148 sqft
Unfinished Basement1,148 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,498 sqft (0.149 acres)
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number499-00055
Street Address38 SHEPHERD ST
CityCHICOPEE
StateMA
Zip01013-2032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code5
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group3
Census Block3000
Census Tract811101

Owner

Source: Hampden County and Chicopee City records · APN 499-00055

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address38 SHEPHERD ST, CHICOPEE, MA 01013-2032
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2020Deed of Trust, Mortgage · Second Mortgage (Down Payment)
MORTGAGE NETWORK INC
Jun 12, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
MORTGAGE NETWORK INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 12, 2020 · Amount on Record
Deed SaleJun 12, 2020 · Amount on Record
Prior SaleJan 29, 2016 · Amount on Record
Deed Book / Page23257 / 512
Record UpdatedJun 08, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address38 SHEPHERD ST, CHICOPEE, MA 01013-2032
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23292-530
DateJul 01, 2020
Book Page23292/530
Instrument35240
Lender
NameMORTGAGE NETWORK INC
TypeMortgage Company
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term181 Months
DueAug 01, 2035

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateJun 12, 2020
Property Address38 SHEPHERD ST, CHICOPEE, MA 01013-2032
Document Number23257-512
Book / Page23257 / 512
Instrument DateJun 09, 2020
Instrument30554
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address161 JACOB ST, CHICOPEE, MA 01020-3014

Mortgage

Document Number30555
DateJun 12, 2020
Instrument30555
Lender
NameMORTGAGE NETWORK INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,484.00 (+5.51%)$229,800 (+2.73%) Land $83,700 Building $146,100$260,965
2024$3,302.00 (+8.37%)$223,700 (+11.24%) Land $82,000 Building $141,700
2023$3,047.00$201,100 Land $74,600 Building $126,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimJul 1978 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Chicopee Municipal Lighting Plant
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Xfinity.

Based on FCC filings for 397 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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