38 Shady Oaks Loop, Midway, GA 31320 Property Records

Liberty County property record for 38 Shady Oaks Loop, Midway, GA 31320

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,552 sqft · built 2007
Lot Size	0.11 acres (4,615 sqft)
Owner	2 Individual Names on File
Last Sale	$218,000 (Dec 2024)
Tax Bill	$3,651 (2025)
Deeds & Mortgages	May 2024 Mortgage Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`213B 065`

Property Details

APN / Parcel Number

Primary APN	`213B 065`
Alternative APN	`24221`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,552 sqft Heated Area
1st Floor Area	656 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment
Exterior Material	Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,615 sqft (0.11 acres)
Garage Area	240 sqft
Porch	Slab
Porch Area	80 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24221
Street Address	38 SHADY OAKS LOOP
City	MIDWAY
State	GA
Zip	31320-5715
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MFR
Legal Description	LOT 1 SHADY OAKS TOWNHOMES
Legal Subdivision	SHADY OAKS TOWNHOMES
Legal Lot Number	1
Jurisdiction	LIBERTY GA
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1041
Census Tract	10503

Owner

Source: Liberty County assessment roll, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 SHADY OAKS LOOP, MIDWAY, GA 31320-5715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2024	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Feb 2, 2024	Warranty Deed, Transfer · Conventional Mortgage HBF ASSET POOL 2023

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 6, 2024 · Amount on Record
Deed Sale	Dec 6, 2024 · Amount on Record
Prior Sale	Feb 2, 2024 · Amount on Record
Deed Document Number	20248410
Deed Book / Page	2382 / 584
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIBERTY GA
Property Address	38 SHADY OAKS LOOP, MIDWAY, GA 31320-5715
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 SHADY OAKS LOOP, MIDWAY, GA 31320-5715

Mortgage

Document Number	0023430000000672
Date	May 13, 2024
Book Page	0000002343/0000000672

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 1, 2051

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIBERTY GA
Recording Date	Feb 2, 2024
Property Address	38 SHADY OAKS LOOP, MIDWAY, GA 31320-5715
Document Number	0023280065
Book / Page	2328 / 65
Instrument Date	Jan 31, 2024
Transaction Type	Transfer
Record Updated	Mar 1, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 SHADY OAKS LOOP, MIDWAY, GA 31320-5715
Investor	Possibly a Property Investor

Mortgage

Document Number	0023280000000068
Date	Feb 2, 2024
Book Page	0000002328/0000000068

Lender

Name	HBF ASSET POOL 2023

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Due	Jan 1, 2024

Tax Assessment & Valuation

Source: Liberty County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Liberty County
Municipality	Midway City
Unified School District	Liberty County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,651.00	$87,576 (+13.41%) Land $6,000 Building $81,576	$218,941 (+13.41%) Land $15,000 Building $203,941
2024	$3,651.00 (+29.84%)	$77,223 (+18.17%) Land $6,000 Building $71,223	$193,057 (+18.17%) Land $15,000 Building $178,057
2023	$2,812.00 (+31.03%)	$65,348 (+20.03%) Land $6,000 Building $59,348	$163,369 (+20.03%) Land $15,000 Building $148,369
2022	$2,146.00	$54,443 Land $6,000 Building $48,443	$136,107 Land $15,000 Building $121,107

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	5 (2016–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDWAY serves 2,595 people · EPA ID GA1790001
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coastal Electric Membership Fiber	1,000 / 1,000

May also be available: Delta Communications, Xfinity.

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