38 Shady Meadow Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 38 Shady Meadow Ct, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,490 sqft · built 1997
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on File
Last Sale	$195,000 (Apr 2002)
Tax Bill	$4,720 (2025)
Deeds & Mortgages	Nov 2023 Transfer Nov 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`A973001518`

Property Details

APN / Parcel Number

Primary APN	`A973001518`
Alternative APN	`3-0112-7636-00-0385.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,490 sqft Living Area
Gross Area	4,248 sqft
1st Floor Area	1,302 sqft
Basement Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	180 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A973001518
Street Address	38 SHADY MEADOW CT
City	SAINT CHARLES
State	MO
Zip	63304-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AD9
Legal Description	EMERALD PL #3 LOT 385
Legal Subdivision	EMERALD PL #3
Legal Lot Number	385
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2051
Census Tract	311114

Owner

38 Shady Meadow Ct is owned by a company that acquired it in November 2023 and is owner-occupied.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Company Name on File
Mailing Address	38 SHADY MEADOW CT, SAINT CHARLES, MO 63304-1215
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Intrafamily Transfer, Transfer
Nov 13, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2002 · Amount on File
Deed Sale	Apr 22, 2002 · Amount on File
Prior Sale	Nov 7, 1997 · Amount on File
Deed Document Number	200237523
Deed Book / Page	2872 / 1477
Last Transfer Date	Nov 8, 2023
Transfer Doc	0000046546
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Nov 13, 2023
Property Address	38 SHADY MEADOW CT, SAINT CHARLES, MO 63304-1215
Document Number	0000046546
Map Reference	MB 33 PG 359-362
Instrument Date	Nov 8, 2023
Instrument	2023R-046546
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 SHADY MEADOW CT, SAINT CHARLES, MO 63304-1215

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	38 SHADY MEADOW CT, SAINT CHARLES, MO 63304-1215

November 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Nov 13, 2023
Property Address	38 SHADY MEADOW CT, SAINT CHARLES, MO 63304-1215
Document Number	0000046545
Map Reference	MB 33 PG 359-362
Instrument Date	Nov 8, 2023
Instrument	2023R-046545
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 SHADY MEADOW CT, SAINT CHARLES, MO 63304-1215

Tax Assessment & Valuation

The 2025 property tax bill for 38 Shady Meadow Ct was $4,720.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,649 (-)	$419,203 (-) Land $75,000 Building $344,203
2025	$4,720.00	$79,649	$419,203 Land $75,000 Building $344,203
2023		$70,440
2022			$370,734 Land $60,000 Building $310,734

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38 Shady Meadow Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Shady Meadow Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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