West Warwick Town property record for 38 Setian Ln, West Warwick, RI 02893
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,144 sqft · built 1976 |
| Lot Size | 0.364 acres (15,873 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $26,000 (Dec 2017) |
| Tax Bill | $5,522 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Sep 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-2042-70 |
| Primary APN | 13-2042-70 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 3,236 sqft |
| Basement Area | 1,900 sqft |
| Unfinished Basement | 1,144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,873 sqft (0.364 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 13-2042-70 |
|---|---|
| Street Address | 38 SETIAN LN |
| City | WEST WARWICK |
| State | RI |
| Zip | 02893-3225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Jurisdiction | WEST WARWICK RI |
| Township / Civil Division | WEST WARWICK |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 20101 |
38 Setian Ln is owned and occupied by two individuals who bought it in December 2017.
Source: West Warwick Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 SETIAN LN, WEST WARWICK, RI 02893-3225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Sep 12, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Dec 19, 2017 | Warranty Deed, Mortgage · FHA Mortgage RESIDENTIAL MTG SVC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2017 · Amount on File |
| Deed Sale | Dec 19, 2017 · Amount on File |
| Prior Sale | Mar 28, 2013 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Recording Date | Oct 1, 2026 |
| Property Address | 38 SETIAN LN, WEST WARWICK, RI 02893-3225 |
| Document Number | 0024913618 |
| Instrument Date | Sep 24, 2026 |
| Instrument | 20262491-3618 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 38 SETIAN LN, WEST WARWICK, RI 02893-3225 |
| Document Number | 0024913618, |
|---|---|
| Date | Oct 1, 2026 |
| Instrument | 20262491-3618 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Property Address | 38 SETIAN LN, WEST WARWICK, RI 02893-3225 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0024874267 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 2487-4267 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Recording Date | Dec 19, 2017 |
| Property Address | 38 SETIAN LN, WEST WARWICK, RI 02893-3225 |
| Document Number | 0000004477 |
| Instrument Date | Dec 19, 2017 |
| Instrument | 4477 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $26.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 38 SETIAN LN WEST WARWICK RI 028933225, WEST WARWICK, RI 02893-3225 |
| Document Number | 4478 |
|---|---|
| Date | Dec 19, 2017 |
| Instrument | 4478 |
| Name | RESIDENTIAL MTG SVC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 18, 2047 |
| Document Number | 4479, |
|---|---|
| Date | Dec 19, 2017 |
| Instrument | 4479 |
| Name | RHODE ISLAND HSNG & MTG FIN |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Dec 18, 2032 |
The 2025 property tax bill for 38 Setian Ln was $5,522.
Source: West Warwick Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | West Warwick Town |
| Unified School District | West Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,522.00 | $386,400 Land $120,700 Building $265,700 | $422,180 |
| 2023 | $5,393.00 | $294,400 Land $95,400 Building $199,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Setian Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2005–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Setian Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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