Bergen County and Dumont Borough property record for 38 Seneca Ave, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,430 sqft · built 1925 |
| Lot Size | 0.106 acres (4,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Apr 2008) |
| Tax Bill | $12,093 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00722-0000-00020 |
| Primary APN | 10-00722-0000-00020 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,430 sqft Living Area |
|---|
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Lot Area | 4,600 sqft (0.106 acres) |
| Lot Dimensions | 115 ft deep x 40 ft wide |
| Account Number | 031300 |
|---|---|
| Street Address | 38 SENECA AVE |
| City | DUMONT |
| State | NJ |
| Zip | 07628-2729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 40X115 |
| Legal Subdivision | MAP/GILPIN PARK |
| Legal Block | 722 |
| Legal Lot Number | 20 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 6 |
| Census Block | 6012 |
| Census Tract | 10300 |
Source: Bergen County and Dumont Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38 SENECA AVE, DUMONT, NJ 07628-2729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST FUNDING LLC |
| Jun 2, 2020 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2008 · Amount on Record |
| Deed Sale | Apr 25, 2008 · Amount on Record |
| Prior Sale | Oct 18, 2007 · Amount on Record |
| Deed Book / Page | 9626 / 478 |
| Prior Transfer Date | Apr 4, 2008 |
| Prior Transfer Doc | 0096260473 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 38 SENECA AVE, DUMONT, NJ 07628-2729 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0040601251 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 4060/1251 |
| Instrument | 2021051141 |
| Name | FAMILY FIRST FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Mar 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 38 SENECA AVE, DUMONT, NJ 07628-2729 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0036120286 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 3612/286 |
| Instrument | 20-054025 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 13, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $551,900 (+6.79%) Land $299,800 Building $252,100 | $551,900 (+6.79%) Land $299,800 Building $252,100 | |
| 2025 | $12,093.00 (+7.32%) | $516,800 (+86.44%) Land $275,200 Building $241,600 | $516,800 (+86.44%) Land $275,200 Building $241,600 |
| 2024 | $11,268.00 (+4.69%) | ||
| 2023 | $277,200 Land $146,000 Building $131,200 | $277,200 Land $146,000 Building $131,200 | |
| 2022 | $10,763.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 828 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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