38 Second Ave, Auburn, NY 13021 Property Records

Cayuga County and Owasco Town property record for 38 Second Ave, Auburn, NY 13021

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,320 sqft · built 1949
Lot Size	0.163 acres (7,128 sqft)
Owner	Individual Name on File
Last Sale	$279,900 (May 2025)
Tax Bill	$5,185 (2026)
Deeds & Mortgages	May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054600 116.19-2-44`

Property Details

APN / Parcel Number

Primary APN	`054600 116.19-2-44`
Alternative APNs	`460011601900020440000000` `14011710`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,128 sqft (0.163 acres)
Lot Dimensions	132 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	316 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14011710
Street Address	38 SECOND AVE
City	AUBURN
State	NY
Zip	13021-5114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MELROSE PK PL,SM 2-58,59 LOT 166 P/O 163,164 SM 1066-248
Legal Block	2
Legal Lot Number	44.000
Jurisdiction	CAYUGA NY
Township / Civil Division	OWASCO
Census Block Group	1
Census Block	1009
Census Tract	40700

Owner

38 Second Ave is owned and occupied by an individual who bought it in May 2025.

Source: Cayuga County and Owasco Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	146 HAMPTON RD, SYRACUSE, NY 13203-1437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2025 · Amount on File
Deed Sale	May 28, 2025 · Amount on File
Deed Document Number	2025236117
Deed Book / Page	4609 / 251
Prior Transfer Date	Nov 22, 2011
Prior Transfer Doc	001463/193
Record Updated	Oct 29, 2026

May 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CAYUGA NY
Recording Date	May 28, 2025
Property Address	38 SECOND AVE, AUBURN, NY 13021-5114
Document Number	004609/251
Book / Page	4609 / 251
Instrument Date	May 19, 2025
Instrument	2025-236117
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	INDEPENDENT TITLE, INDEPENDENT TITLE AGY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 HAMPTON RD, SYRACUSE, NY 13203-1437
Investor	Possibly a Property Investor

Mortgage

Document Number	2025236118
Date	May 28, 2025
Instrument	2025-236118

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 38 Second Ave was $5,185 with exemptions applied, up 31.3% from the year before.

Source: Cayuga County and Owasco Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Owasco Town
Unified School District	Auburn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,185.00 (+31.33%) Homeowner's exemption Senior Citizen's exemption
2025	$3,948.00 (+2.6%) Homeowner's exemption Senior Citizen's exemption	$99,900 Land $6,400 Building $93,500	$212,553 Land $13,617 Building $198,936
2024	$3,848.00
2023		$99,900 Land $6,400 Building $93,500	$175,263 Land $11,228 Building $164,035
2020	$2,003.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38 Second Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1981–1993)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Second Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWASCO WATER DISTRICT serves 3,000 people · EPA ID NY0501721
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
CBN Fixed Wireless · not low latency	100 / 100
T-Mobile Fixed Wireless	100 / 20