38 Seabreeze Rd, Berlin, MD 21811 Property Records

Worcester County property record for 38 Seabreeze Rd, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,126 sqft · built 1997
Lot Size	0.177 acres (7,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Oct 2021)
Tax Bill	$3,216 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-062120`

Property Details

APN / Parcel Number

Primary APN	`03-062120`
Alternative APN	`062120`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,126 sqft Total Area
Utility Area	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,700 sqft (0.177 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	320 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	062120
Street Address	38 SEABREEZE RD
City	BERLIN
State	MD
Zip	21811-1523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT B O1 231 7700 SQ FT SEABREEZE RD PLAT OCEAN PINES SEC 1
Legal Subdivision	OCEAN PINE SECTION ONE
Legal Lot Number	231,B
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	3
Census Block	3005
Census Tract	950600

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 SEABREEZE RD, BERLIN, MD 21811-1523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Sep 24, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Jul 3, 1996 · Amount on Record
Deed Book / Page	8197 / 285
Prior Transfer Date	Sep 24, 2019
Prior Transfer Doc	0074970076
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Oct 15, 2021
Property Address	38 SEABREEZE RD, OCEAN PINES, MD 21811-1523
Document Number	0081970285
Book / Page	8197 / 285
Map Reference	MB FWH 8 FO 20
Instrument Date	Oct 7, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38 SEABREEZE RD, OCEAN PINES, MD 21811-1523

Mortgage

Document Number	0008197291
Date	Oct 15, 2021
Instrument	8197/291

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WORCESTER MD
Recording Date	Sep 24, 2019
Property Address	38 SEABREEZE RD, OCEAN PINES, MD 21811-1523
Document Number	0074970076
Book / Page	7497 / 076
Map Reference	MB FWN 8 FO 20
Instrument Date	Sep 24, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	BRENNAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	38 SEABREEZE RD, OCEAN PINES, MD 21811-1523

Mortgage

Document Number	0000749785
Date	Sep 24, 2019
Instrument	7497/85

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,216.00 (+5.86%)	$348,467 (+5.84%)	$367,700 (-) Land $80,700 Building $287,000
2025	$3,038.00 (+9.75%)	$329,233 (+13.82%)	$367,700 (+18.61%) Land $80,700 Building $287,000
2023	$2,768.00	$289,267	$310,000 Land $80,700 Building $229,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 193 individual policies
Nearby Flood Policies	213 units insured incl. 20 condo units
Nearby Flood Claims	36 (1984–2019)
Claims Outside the SFHA	14 of 36
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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