38 Sea Spray Ave, Niantic, CT 06357 Property Records

East Lyme Town property record for 38 Sea Spray Ave, Niantic, CT 06357

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,352 sqft · built 1760
Lot Size	1.33 acres (58,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$555,000 (Jul 2019)
Tax Bill	$11,735 (2025)
Deeds & Mortgages	Jan 2022 Refinance Mar 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ELYM M:05.19 B:00011 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ELYM M:05.19 B:00011 L:00000`
Alternative APN	`7409`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,352 sqft Living Area
Gross Area	4,368 sqft
1st Floor Area	1,344 sqft
Attic	Attic
Attic Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1760
Effective Year Built	Effective 1760
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	58,174 sqft (1.33 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	7409
Street Address	38 SEA SPRAY AVE
City	NIANTIC
State	CT
Zip	06357-3336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Subdivision	PROFESSIONAL CONDO
Legal Block	11
Jurisdiction	EAST LYME CT
Township / Civil Division	EAST LYME
Census Block Group	2
Census Block	2020
Census Tract	870704

Owner

Source: East Lyme Town records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 SEA SPRAY AVE, NIANTIC, CT 06357-3336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PHH US MORTGAGE CORP
Mar 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST CHOICE LOAN SERVICES INC
Jul 23, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST CHOICE LOAN SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2019 · Amount on Record
Deed Sale	Jul 23, 2019 · Amount on Record
Prior Sale	Oct 30, 2007 · Amount on Record
Deed Book / Page	1014 / 738
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	38 SEA SPRAY AVE, NIANTIC, CT 06357-3336
Transaction Type	Mortgage
Record Updated	Jan 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001073-432
Date	Jan 12, 2022
Book Page	1073/432
Instrument	117

Lender

Name	PHH US MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	38 SEA SPRAY AVE, NIANTIC, CT 06357-3336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1026-36
Date	Mar 3, 2020
Book Page	1026/36

Lender

Name	FIRST CHOICE LOAN SERVICES INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAST LYME CT
Recording Date	Jul 23, 2019
Property Address	38 SEA SPRAY AVE, NIANTIC, CT 06357-3336
Document Number	1014-738
Book / Page	1014 / 738
Instrument Date	Jul 22, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1014741
Date	Jul 23, 2019
Instrument	1014/741

Lender

Name	FIRST CHOICE LOAN SERVICES INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: East Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,735.00	$418,950 (-) Land $128,310 Building $290,640	$293,265 Land $89,817 Building $203,448
2024	$11,735.00 (+12.59%)
2023	$10,423.00 (+4.36%)	$418,950 (-) Land $128,310 Building $290,640
2022	$9,988.00	$418,950 Land $128,310 Building $290,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LYME WATER & SEWER COMMISSION serves 15,245 people · EPA ID CT0450011
Water Source	Purchased surface water from NEW LONDON DEPT. OF PUBLIC UTILITIES
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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