38 School St, Mystic, CT 06355 Property Records

Stonington Town property record for 38 School St, Mystic, CT 06355

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,888 sqft · built 1950
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$293,500 (Dec 2018)
Tax Bill	$6,306 (2025)
Deeds & Mortgages	Jul 2019 Transfer May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0548000`

Property Details

APN / Parcel Number

Primary APN	`0548000`
Alternative APNs	`STNG M:174 B:10 L:11` `STON M:174 B:10 L:11` `548000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,888 sqft Living Area
Gross Area	3,292 sqft
1st Floor Area	1,216 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	548000
Street Address	38 SCHOOL ST
City	MYSTIC
State	CT
Zip	06355-2731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH-10
Legal Block	10
Legal Lot Number	11
Jurisdiction	STONINGTON CT
Township / Civil Division	STONINGTON
Census Block Group	3
Census Block	3027
Census Tract	705300

Owner

Source: Stonington Town records · APN 0548000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 SCHOOL ST, MYSTIC, CT 06355-2731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2019	Quit Claim Deed, Transfer UNKNOWN
May 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Dec 20, 2018	Trustee's Deed, Foreclosure · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 20, 2018 · Amount on Record
Deed Sale	Dec 20, 2018 · Amount on Record
Deed Document Number	20183011800003
Deed Book / Page	783 / 754
Record Updated	Sep 20, 2026

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STONINGTON CT
Recording Date	Jul 10, 2019
Property Address	38 SCHOOL ST, MYSTIC, CT 06355-2731
Document Number	789-286
Book / Page	000789 / 000286
Instrument Date	Jul 10, 2019
Transaction Type	Transfer
Record Updated	Dec 05, 2019
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 SCHOOL ST MYSTIC CT 063552731, MYSTIC, CT 06355-2731

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONINGTON CT
Property Address	38 SCHOOL ST, MYSTIC, CT 06355-2731
Document Number	787-802
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	Dec 05, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 SCHOOL ST MYSTIC STONINGTON CT 06378, STONINGTON, CT 06378

Mortgage

Document Number	787-802
Date	May 15, 2019
Book Page	000787/000802

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 14, 2034

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	STONINGTON CT
Recording Date	Dec 20, 2018
Property Address	38 SCHOOL ST, MYSTIC, CT 06355-2731
Document Number	783-754
Book / Page	000783 / 000754
Instrument Date	Dec 12, 2018
Instrument	11800003
Transaction Type	Foreclosure
Record Updated	Jan 08, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$293.50
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 SCHOOL ST MYSTIC CT 063552731, MYSTIC, CT 06355-2731

Mortgage

Document Number	783-757
Date	Dec 20, 2018
Book Page	000783/000757
Instrument	11810020

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2048

Tax Assessment & Valuation

Source: Stonington Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Stonington Town
Unified School District	Stonington School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,306.00	$315,600 (-) Land $110,400 Building $205,200	$220,920 Land $77,280 Building $143,640
2024	$6,306.00 (+3.99%)
2023	$6,064.00 (+22.23%)	$315,600 (+61.51%) Land $110,400 Building $205,200
2022	$4,961.00	$195,400 Land $77,500 Building $117,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 20, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Cogeco Cable Holdings II Cable	1,000 / 50

May also be available: AT&T, T-Mobile USA, Verizon.

Based on FCC filings for 168 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	AQUARION-MYSTIC private · serves 10,788 people
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

38 School St, Mystic, CT 06355 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2018: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on School St

Nearby Streets

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