St. Johns County property record for 38 Santos Ln, Saint Augustine, FL 32086 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,555 sqft · built 2023 |
| Lot Size | 0.26 acres (11,325 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $447,886 (Jan 2024) |
| Tax Bill | $4,443 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 284221-0060 |
| Primary APN | 284221-0060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,555 sqft Living Area |
| Gross Area | 2,406 sqft |
| 1st Floor Area | 1,555 sqft |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,325 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 651 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 38 SANTOS LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-7762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 119/73-81 SABAL ESTATES PHASE ONE LOT 6 OR5883/1359 |
| Legal Subdivision | SABAL ESTATES PHASE ONE |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 21211 |
Source: St. Johns County records · APN 284221-0060
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 SANTOS LN, SAINT AUGUSTINE, FL 32086-7762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jan 09, 2024 | Special Warranty Deed, Transfer · Conventional Mortgage KBHS HOME LOANS LLC |
| Jan 09, 2024 | Special Warranty Deed, Transfer · Conventional Mortgage KBHS HOME LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 09, 2024 · Amount on Record |
| Deed Sale | Jan 09, 2024 · Amount on Record |
| Deed Document Number | 20242081 |
| Deed Book / Page | 5883 / 1359 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 09, 2024 |
| Property Address | 38 SANTOS LN, ST AUGUSTINE, FL 32086-7762 |
| Document Number | 0058831359 |
| Book / Page | 5883 / 1359 |
| Map Reference | MB 119 PG 73-81 |
| Instrument Date | Jan 05, 2024 |
| Instrument | 2024002081 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,135.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10475 FORTUNE PKWY STE 100, 100, JACKSONVILLE, FL 32256-3674 |
| Name | Verified Name |
|---|---|
| Address | 38 SANTOS LN, SAINT AUGUSTINE, FL 32086-7762 |
| Document Number | 0058831361 |
|---|---|
| Date | Jan 09, 2024 |
| Instrument | 5883/1361 |
| Name | KBHS HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Jan 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.5% |
| Margin | 3 |
| Max Rate | 11.5% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 09, 2024 |
| Property Address | 38 SANTOS LN, ST AUGUSTINE, FL 32086-7762 |
| Document Number | 0058831359 |
| Book / Page | 5883 / 1359 |
| Map Reference | MB 119 PG 73-81 |
| Instrument Date | Jan 05, 2024 |
| Instrument | 2024002081 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,135.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10475 FORTUNE PKWY STE 100, 100, JACKSONVILLE, FL 32256-3674 |
| Name | Verified Name |
|---|---|
| Address | 38 SANTOS LN, ST AUGUSTINE, FL 32086-7762 |
| Document Number | 0058831361 |
|---|---|
| Date | Jan 09, 2024 |
| Instrument | 5883/1361 |
| Name | KBHS HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Jan 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.5% |
| Margin | 3 |
| Max Rate | 11.5% |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $337,927 (-1.72%) Land $90,000 Building $247,927 | $337,927 (-1.72%) Land $90,000 Building $247,927 | |
| 2025 | $4,443.00 (-8.15%) Homeowner's exemption | $343,858 | $343,858 Land $90,000 Building $253,858 |
| 2024 | $4,837.00 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 109 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 109 in force |
| Wildfire Risk | Moderate above 64% of the US · above 39% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 498 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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