38 Sandyhook Rd, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 38 Sandyhook Rd, Ocean Pines, MD 21811

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,176 sqft · built 1975
Lot Size0.352 acres (15,325 sqft)
Owner2 Individual Names on Record
Last Sale$155,000 (Aug 2018)
Tax Bill$2,077 (2026)
Deeds & MortgagesDec 2020 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-063283

Property Details

APN / Parcel Number

Primary APN03-063283
Alternative APN
  • 063283

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,176 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area15,325 sqft (0.352 acres)
Deck Area360 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number063283
Street Address38 SANDYHOOK RD
CityBERLIN
StateMD
Zip21811-1878
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionLOT B-02-288 15325 SQ FT SANDYHOOK RD PL OCEAN PINES SEC 2
Legal SubdivisionOCEAN PINES
Legal Lot Number288
JurisdictionWORCESTER MD
Township / Civil Division6, NORTHERN
Census Block Group2
Census Block2020
Census Tract950700

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address38 SANDYHOOK RD, BERLIN, MD 21811-1878
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 21, 2018Deed, Transfer · Conventional Mortgage
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2018 · Amount on Record
Deed SaleAug 21, 2018 · Amount on Record
Prior SaleMay 15, 2003
Deed Book / Page7270 / 180
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MD
Property Address38 SANDYHOOK RD, OCEAN PINES, MD 21811-1878
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0078530236
DateDec 3, 2020
Book Page7853/236
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2035

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionWORCESTER MD
Recording DateAug 21, 2018
Property Address38 SANDYHOOK RD, OCEAN PINES, MD 21811-1878
Document Number0072700180
Book / Page7270 / 180
Map ReferenceMB FWH11 FO24
Instrument DateAug 17, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyCAPITOL TITLE INS AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,550.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 BOXTHORN RD, ABINGDON, MD 21009-1711

Mortgage

Document Number0007270185
DateAug 21, 2018
Instrument7270/185
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWorcester County
Unified School DistrictWorcester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,077.00 (+1.32%) Homeowner's exemption$272,833 (+32.51%)$292,100 (+24.67%) Land $95,000 Building $197,100
2025$2,050.00 (+4.06%) Homeowner's exemption
2023$1,970.00$205,900$234,300 Land $83,700 Building $150,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Nearby Flood Policies60 in force
Nearby Flood Claims26 (1985–2015)
Claims Outside the SFHA15 of 26
Most Recent ClaimOct 2015 · tidal / storm surge
Claims by Event
  • Severe Snowfall & Winter Storm, Mar 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEAN PINES
serves 11,890 people · EPA ID MD0230005
Water SourceGroundwater
Last State InspectionJan 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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