Bristol Town property record for 38 Sandra Ct, Bristol, RI 02809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,586 sqft · built 1994 |
| Lot Size | 0.348 acres (15,176 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,687 (2025) |
| Deeds & Mortgages | Jun 2023 Refinance Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-0115-50 |
| Primary APN | 18-0115-50 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,586 sqft Living Area |
| Gross Area | 4,797 sqft |
| Basement Area | 2,586 sqft |
| Unfinished Basement | 1,926 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,176 sqft (0.348 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 18-0115-50 |
|---|---|
| Street Address | 38 SANDRA CT |
| City | BRISTOL |
| State | RI |
| Zip | 02809-1449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Lot Number | 53 |
| Jurisdiction | BRISTOL RI |
| Township / Civil Division | BRISTOL |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 30902 |
Source: Bristol Town records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38 SANDRA CT, BRISTOL, RI 02809-1449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 8, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Mar 19, 2020 | Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 38 SANDRA CT, BRISTOL, RI 02809-1449 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002213-197 |
|---|---|
| Date | Jun 8, 2023 |
| Book Page | 2213/197 |
| Instrument | 2023-5076 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL RI |
| Property Address | 38 SANDRA CT, BRISTOL, RI 02809-1449 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2026-208 |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 2026/208 |
| Instrument | 4701 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bristol Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Bristol Town |
| Unified School District | Bristol-Warren Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,687.00 (+3.43%) | $483,900 (-) Land $203,400 Building $280,500 |
| 2023 | $6,465.00 (+2.77%) | $483,900 (-) Land $203,400 Building $280,500 |
| 2022 | $6,291.00 | $483,900 Land $203,400 Building $280,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 61 units insured incl. 32 condo units |
| Nearby Flood Claims | 19 (1985–2018) |
| Claims Outside the SFHA | 3 of 19 |
| Most Recent Claim | Mar 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| i3 Broadband Cable | 2,000 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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