Lonoke County property record for 38 Saint John St, Cabot, AR 72023
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,365 sqft |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Nov 2009) |
| Tax Bill | $403 (2024) |
| Deeds & Mortgages | Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 720-20139-000 |
| Primary APN | 720-20139-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,365 sqft Living Area |
| 1st Floor Area | 1,365 sqft |
| Flooring | Vinyl/Resilient |
| Exterior Material | Brick/Stone |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Driveway |
| Driveway Area | 1,500 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 436 sqft |
| Deck Area | Deck Area |
| Patio Area | 400 sqft |
| Fence | Fence |
| Utility Building | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 38 SAINT JOHN ST |
|---|---|
| City | CABOT |
| State | AR |
| Zip | 72023-2829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:39 CITY/MUNI/TWP:CABOT SUBD:BELLAIRE SEC/TWN/RNG/MER:SEC 13 TWN 04N RNG 10 |
| Legal Range | 10 |
| Legal Township | 04N |
| Legal Section | 13 |
| Legal Subdivision | BELLAIRE |
| Legal Lot Number | 39 |
| Jurisdiction | LONOKE AR |
| Township / Civil Division | YORK |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 20204 |
38 Saint John St is owned and occupied by an individual who bought it in November 2009.
Source: Lonoke County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 SAINT JOHN ST, CABOT, AR 72023-2829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2009 · Amount on File |
| Deed Sale | Nov 25, 2009 · Amount on File |
| Prior Sale | Aug 31, 2009 · Amount on File |
| Deed Document Number | 2009-013498 |
| Deed Book / Page | 2009 / 13498 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 38 SAINT JOHN ST, CABOT, AR 72023-2829 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000008670 |
|---|---|
| Date | Jul 21, 2022 |
| Book Page | 2022/8670 |
| Instrument | 2022-08670 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 211 Months |
| Due | Feb 1, 2040 |
Source: Lonoke County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Lonoke County |
| Municipality | Cabot City |
| Unified School District | Cabot Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,590 Land $1,800 Building $17,790 | ||
| 2024 | $403.00 (-15.69%) | ||
| 2023 | $478.00 Homeowner's exemption | $19,590 Land $1,800 Building $17,790 | $97,950 Land $9,000 Building $88,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 38 Saint John St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2008–2017) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Saint John St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 83% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Connect2First Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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