38 Saint Francis St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 38 Saint Francis St, Woonsocket, RI 02895

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,028 sqft · built 2020
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$347,000 (Mar 2022)
Tax Bill	$4,668 (2025)
Deeds & Mortgages	Jul 2026 Second Mortgage Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`915008`

Property Details

APN / Parcel Number

Primary APN	`915008`
Alternative APN	`WOON M:23G L:396 U:26`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,028 sqft Living Area
Gross Area	2,093 sqft
1st Floor Area	1,014 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	915008
Street Address	38 SAINT FRANCIS ST
City	WOONSOCKET
State	RI
Zip	02895-5435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Lot Number	396
Jurisdiction	WOONSOCKET RI
Township / Civil Division	WOONSOCKET
Census Block Group	1
Census Block	1002
Census Tract	17800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Blackstone Canal (Boundary Increase) listed 1991 · 8 contributing resources · NRIS 91001536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

38 Saint Francis St is owned and occupied by two individuals who bought it in March 2022.

Source: Woonsocket City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 SAINT FRANCIS ST, WOONSOCKET, RI 02895-5435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Mar 15, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage EQUITY PRIME MTG
Jun 5, 2017	Deed of Trust, Mortgage KEITH D STRICKLAND
Feb 24, 2017	Deed of Trust, Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2022 · Amount on File
Deed Sale	Mar 15, 2022 · Amount on File
Deed Document Number	202256
Deed Book / Page	2715 / 128
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Recording Date	Jul 21, 2026
Property Address	38 SAINT FRANCIS ST, WOONSOCKET, RI 02895-5435
Document Number	0000244577
Book / Page	3045 / 294
Instrument Date	Jul 10, 2026
Instrument	2026244577
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 SAINT FRANCIS ST, WOONSOCKET, RI 02895-5435
Investor	Possibly a Property Investor

Mortgage

Document Number	0000244577,
Date	Jul 21, 2026
Book Page	3045/294
Instrument	2026244577

Lender

Name	SPRING EQ LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.52%
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Mar 15, 2022
Property Address	38 SAINT FRANCIS ST, WOONSOCKET, RI 02895-5435
Document Number	002715-128
Book / Page	2715 / 128
Instrument Date	Mar 14, 2022
Instrument	220756
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38 SAINT FRANCIS ST, WOONSOCKET, RI 02895-5435
Investor	Possibly a Property Investor

Mortgage

Document Number	0000220757
Date	Mar 15, 2022
Instrument	220757

Lender

Name	EQUITY PRIME MTG

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	38 SAINT FRANCIS ST, WOONSOCKET, RI 02895-5435
Document Number	2289-65
Book / Page	002289 / 000065
Instrument Date	Jun 5, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1591 CRANSTON ST CRANSTON RI 029205104, CRANSTON, RI 02920-5104

Mortgage

Document Number	2289-65
Date	Jun 7, 2017
Book Page	002289/000065
Instrument	188855

Lender

Name	KEITH D STRICKLAND

Agreement

Amount	Amount on Record

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	38 SAINT FRANCIS ST, WOONSOCKET, RI 02895-5435
Document Number	2269-144
Instrument Date	Feb 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	444 LOG RD SMITHFIELD RI 029171014, SMITHFIELD, RI 02917-1014

Mortgage

Document Number	2269-144
Date	Feb 24, 2017
Book Page	002269/000144
Instrument	187268

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Funding / Finance Company

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 38 Saint Francis St was $4,668.

Source: Woonsocket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,668.00	$415,700 Land $105,800 Building $309,900	$457,067
2023	$4,883.00 (+17.32%)	$349,300 (+17.33%) Land $93,800 Building $255,500
2022	$4,162.00	$297,700 Land $93,800 Building $203,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Saint Francis St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 38 Saint Francis St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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