Fulton County and Broadalbin Town property record for 38 S Second Ave, Broadalbin, NY 12025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,444 sqft · built 1920 |
| Lot Size | 1.35 acres (58,806 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $230,000 (Dec 2025) |
| Tax Bill | $3,044 (2026) |
| Deeds & Mortgages | Feb 2018 Refinance Dec 2025 Sale & Mortgage |
| APN | 172201 137.19-3-20 |
| Primary APN | 172201 137.19-3-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,444 sqft Living Area |
| 1st Floor Area | 872 sqft |
| 2nd Floor Area | 572 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 58,806 sqft (1.35 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 406 sqft |
| Shed | 1 Shed |
| Shed Area | 180 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02010064000 |
|---|---|
| Street Address | 38 S SECOND AVE |
| City | BROADALBIN |
| State | NY |
| Zip | 12025-2138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | ROAD FRONTAGE 120' OLD PARCEL =02-01- 64.00 |
| Legal Block | 3 |
| Legal Lot Number | 20.000 |
| Jurisdiction | FULTON NY |
| Township / Civil Division | BROADALBIN |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 971501 |
Source: Fulton County and Broadalbin Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 121 VOORHEES RD, AMSTERDAM, NY 12010-6267 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 1, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION |
| Dec 30, 2025 | Warranty Deed, Transfer HOMESTEAD FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2025 · Amount on Record |
| Deed Sale | Dec 30, 2025 · Amount on Record |
| Prior Sale | Aug 1, 1995 · Amount on Record |
| Deed Document Number | 202594887 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FULTON NY |
| Property Address | 38 S SECOND AVE, BROADALBIN, NY 12025-2138 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0201848618 |
|---|---|
| Date | Feb 1, 2018 |
| Instrument | 2018-48618 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FULTON NY |
| Recording Date | Dec 30, 2025 |
| Property Address | 38 S SECOND AVE, BROADALBIN, NY 12025-2138 |
| Document Number | 0202594887 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 2025-94887 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 VOORHEES RD, AMSTERDAM, NY 12010-6267 |
| Document Number | 0202594888 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 2025-94888 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 349 Months |
| Due | Jan 1, 2055 |
Source: Fulton County and Broadalbin Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Fulton County |
| County Subdivision | Broadalbin Town |
| Municipality | Broadalbin Village |
| Unified School District | Broadalbin-Perth Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,044.00 (-22.29%) Homeowner's exemption | ||
| 2025 | $3,917.00 (+3.38%) | $82,000 (-) Land $30,900 Building $51,100 | $164,197 (+4.43%) Land $61,874 Building $102,323 |
| 2024 | $3,789.00 Homeowner's exemption | $82,000 (-) Land $30,900 Building $51,100 | $157,239 (+6.12%) Land $59,252 Building $97,987 |
| 2023 | $82,000 Land $30,900 Building $51,100 | $148,175 Land $55,837 Building $92,338 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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