Warren County property record for 38 S River Rd, Front Royal, VA 22630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,680 sqft · built 2004 |
| Lot Size | 2.07 acres (90,213 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $513,150 (Aug 2022) |
| Tax Bill | $3,063 (2026) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28/Q/2/6 |
| Primary APN | 28/Q/2/6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Living Area |
| Gross Area | 3,308 sqft |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 676 sqft |
| Finished Basement | 676 sqft |
| Unfinished Basement | 1,176 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 90,213 sqft (2.07 acres) |
| Terrain | Rolling |
| Garage Type | Built-in |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 452 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 31359 |
|---|---|
| Old Parcel Number | 28Q 2 6 |
| Street Address | 38 S RIVER RD |
| City | FRONT ROYAL |
| State | VA |
| Zip | 22630-8310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | L 6 CLOUD ESTS SEC 2 LR03-2368 FROM 28-18 |
| Legal Subdivision | FORK-COUNTY |
| Legal Lot Number | 6 |
| Jurisdiction | WARREN VA |
| Township / Civil Division | FORK |
| Census Block Group | 5 |
| Census Block | 5013 |
| Census Tract | 20300 |
Source: Warren County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38 S RIVER RD, FRONT ROYAL, VA 22630-8310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2022 | Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| Aug 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2022 · Amount on Record |
| Deed Sale | Aug 26, 2022 · Amount on Record |
| Prior Sale | Apr 2, 2012 · Amount on Record |
| Deed Document Number | 20225266 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | Aug 26, 2022 |
| Property Address | 38 S RIVER RD, FRONT ROYAL, VA 22630-8310 |
| Document Number | 0220005266 |
| Instrument Date | Aug 25, 2022 |
| Instrument | 220005266 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $256.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 38 S RIVER RD, FRONT ROYAL, VA 22630-8310 |
| Document Number | 0220005267 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 220005267 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 38 S RIVER RD, FRONT ROYAL, VA 22630-8310 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0190004142 |
|---|---|
| Date | Aug 15, 2019 |
| Instrument | 190004142 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate | 3.75% |
|---|
Source: Warren County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Warren County |
| Unified School District | Warren County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,063.00 (+18.81%) | $538,400 (-) Land $85,400 Building $453,000 | |
| 2025 | $2,578.00 (+1.94%) | $538,400 (+4.28%) Land $85,400 Building $453,000 | $538,400 (+4.28%) Land $85,400 Building $453,000 |
| 2024 | $2,529.00 | $516,300 (-) Land $91,200 Building $425,100 | $516,300 (-) Land $91,200 Building $425,100 |
| 2023 | $516,300 Land $91,200 Building $425,100 | $516,300 Land $91,200 Building $425,100 | |
| 2022 | $2,529.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1996) |
| Most Recent Claim | Sep 1996 · Hurricane Fran And Associated Severe Storm Cond |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 61% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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