Somerset County and Palmyra Town property record for 38 S Ridge Rd, Palmyra, ME 04965
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,255 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit |
| APN | PALA M:013 B:027 |
| Primary APN | PALA M:013 B:027 |
|---|---|
| Alternative APN |
|
| Lot Area | 40,075 sqft (0.92 acres) |
|---|
| Account Number | 1174 |
|---|---|
| Street Address | 38 S RIDGE RD |
| City | PALMYRA |
| State | ME |
| Zip | 04965-3400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 27 |
| Jurisdiction | PALMYRA ME |
| Township / Civil Division | PALMYRA |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 965800 |
38 S Ridge Rd is owned and occupied by two individuals.
Source: Somerset County and Palmyra Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 S RIDGE RD, PALMYRA, ME 04965-3400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALMYRA ME |
| Property Address | 38 S RIDGE RD, PALMYRA, ME 04965-3400 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0062930279 |
|---|---|
| Date | Jul 3, 2025 |
| Book Page | 6293/279 |
| Instrument | 6596 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 38 S Ridge Rd was $1,255.
Source: Somerset County and Palmyra Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Somerset County |
| County Subdivision | Palmyra Town |
| Unified School District | Regional School Unit 19 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,255.00 | $126,790 Land $32,230 Building $94,560 |
| 2023 | $1,162.00 (+11.3%) | $105,660 (+72.08%) Land $26,860 Building $78,800 |
| 2022 | $1,044.00 | $61,400 Land $18,500 Building $42,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA has no flood map on file for 38 S Ridge Rd; 3 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 S Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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