38 S Queen St, Dover, DE 19904 Property Records

Kent County property record for 38 S Queen St, Dover, DE 19904

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,030 sqft · built 2019
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Apr 2020)
Tax Bill$1,030 (2025)
Deeds & MortgagesJul 2023 Mortgage
Apr 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN2-05-076.08-06-48.00-000

Property Details

APN / Parcel Number

Primary APN2-05-076.08-06-48.00-000
Alternative APNs
  • ED05076.080648.00/000
  • 13978

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area1,030 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions150 ft deep x 19 ft wide
View / LotMajor Street/Thoroughfare

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number13978
Street Address38 S QUEEN ST
CityDOVER
StateDE
Zip19904-3256
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRG1
Legal DescriptionW. SD. QUEEN ST., DOVER, 2850 SQ. FT. 38 S. QUEEN ST.
Legal SubdivisionCOMEGYS LOTS
Legal Lot Number21
JurisdictionKENT DE
Township / Civil DivisionDOVER
Census Block Group2
Census Block2002
Census Tract41400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Victorian Dover Historic District
listed 1979 · 482 contributing resources · NRIS 79000622

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kent County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address38 S QUEEN ST, DOVER, DE 19904-3256
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 3, 2023Deed of Trust, Mortgage · FHA Mortgage
PNC BANK NA
Apr 3, 2020Deed, Transfer · FHA Mortgage
PNC BANK NA
Dec 1, 2017Deed, Transfer · Construction Mortgage
SHALLCROSS MORTGAGE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 3, 2020 · Amount on Record
Deed SaleApr 3, 2020 · Amount on Record
Prior SaleDec 1, 2017 · Amount on Record
Deed Document Number2020383102
Deed Book / Page10112 / 295
Prior Transfer DateJan 6, 2006
Prior Transfer Doc0000057588
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address38 S QUEEN ST, DOVER, DE 19904-3256
Transaction TypeMortgage
Record UpdatedJul 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 S QUEEN ST, DOVER, DE 19904-3256

Mortgage

Document Number0000476868
DateJul 3, 2023
Book Page12561/67
Instrument2023-476868
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term321 Months
DueApr 1, 2050

April 2020: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateApr 3, 2020
Property Address38 S QUEEN ST, DOVER, DE 19904-3256
Document Number0000383102
Book / Page10112 / 295
Instrument DateMar 30, 2020
Instrument2020-383102
Transaction TypeTransfer
Record UpdatedSep 6, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1 MICHAEL TOWNSEND CT, 1, NEWARK, DE 19702-1140

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 S QUEEN ST, DOVER, DE 19904-3256

Mortgage

Document Number0000383103
DateApr 3, 2020
Instrument2020-383103
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050

December 2017: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateDec 1, 2017
Property Address38 S QUEEN ST, DOVER, DE 19904-3256
Document Number0000331315
Book / Page8908 / 201
Map ReferenceVOL 3033 PG 49 DOC 2
Instrument DateNov 20, 2017
Instrument2017-331315
Transaction TypeTransfer
Record UpdatedSep 6, 2021

Transaction

AmountAmount Recorded
Tax$250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 MICHAEL TOWNSEND CT, NEWARK, DE 19702-1140
InvestorPossibly a Property Investor

Mortgage

Document Number0000331316
DateDec 1, 2017
Book Page8908/204
Instrument2017-331316
Lender
NameSHALLCROSS MORTGAGE COMPANY
TypeMortgage Company
AddressWILMINGTON, DE 19808
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term11 Months
DueNov 20, 2018

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 8, 2025

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
MunicipalityDover City
Unified School DistrictCapital School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,030.00 (+38.44%)$175,300 (+592.89%) Land $35,300 Building $140,000
2023$744.00$25,300 Land $2,200 Building $23,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1992)
Most Recent ClaimJan 1992 · Severe Coastal Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 91% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOVER WATER DEPARTMENT
serves 39,491 people · EPA ID DE0000571
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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