Pender County property record for 38 S Oak Dr, Surf City, NC 28445
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.148 acres (6,490 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $33,000 (Apr 2000) |
| Tax Bill | $945 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 4224-81-0268-0000 |
| Primary APN | 4224-81-0268-0000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 6,490 sqft (0.148 acres) |
|---|---|
| Lot Dimensions | 100 ft deep x 64 ft wide |
| Account Number | 400594882 |
|---|---|
| Old Parcel Number | 4224 81 0268 0000 |
| Street Address | 38 S OAK DR |
| City | SURF CITY |
| State | NC |
| Zip | 28445-7869 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | R5 |
| Legal Description | L38 PB 27/12 PLEASANT COVE |
| Legal Subdivision | PLEASANT COVE |
| Legal Lot Number | 38 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 920106 |
38 S Oak Dr, vacant land, is owned by two individuals who bought it in April 2000.
Source: Pender County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1910 ANGELO ST, WINSTON SALEM, NC 27104-3118 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2000 · Amount on File |
| Deed Sale | Apr 10, 2000 · Amount on File |
| Deed Document Number | 0003361572 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 38 S Oak Dr was $945.
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Municipality | Surf City Town |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $945.00 | $135,751 Land $135,751 | $135,751 Land $135,751 |
| 2023 | $113,877 (-) Land $113,877 | $113,877 (-) Land $113,877 | |
| 2022 | $839.00 | $113,877 Land $113,877 | $113,877 Land $113,877 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 S Oak Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 2,399 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2,712 units insured incl. 313 condo units |
| Nearby Flood Claims | 661 (1986–2024) |
| Claims Outside the SFHA | 6 of 661 |
| Most Recent Claim | Sep 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 S Oak Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SURF CITY serves 9,730 people · EPA ID NC0471015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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