Alleghany County property record for 38 S Main St, Sparta, NC 28675
| Property Type | Row House |
|---|---|
| Details | 19,368 sqft · built 1934 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Company Name on Record |
| Last Sale | $600,000 (Oct 2026) |
| Tax Bill | $3,881 (2026) |
| Deeds & Mortgages | Oct 2026 Mortgage Oct 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3070696399 |
| Primary APN | 3070696399 |
|---|---|
| Alternative APN |
|
| Building Area | 19,368 sqft Heated Area |
|---|---|
| 1st Floor Area | 9,978 sqft |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Architectural Style | Row Home |
| Exterior Material | Combination |
| Lot Area | 19,166 sqft (0.44 acres) |
| Canopy | 468 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3386 |
|---|---|
| Street Address | 38 S MAIN ST |
| City | SPARTA |
| State | NC |
| Zip | 28675-9643 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Row House |
| Local Zoning Code | TOWN |
| Legal Description | RH S&L OUTDOORDS DOWNSTAIRS SEASONS GIFTS & DECOR; MUSTARD SEED CAFE & |
| Legal Subdivision | LONESOME OAK ESTATES |
| Jurisdiction | ALLEGHANY NC |
| Township / Civil Division | GAP CIVIL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 950200 |
Source: Alleghany County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 26 FOX KNOB RD, SPARTA, NC 28675-9150 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Oct 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LOAN |
| Oct 13, 2026 | Warranty Deed, Transfer · Seller Carry-Back BLUE RIDGE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2026 · Amount on Record |
| Deed Sale | Oct 13, 2026 · Amount on Record |
| Prior Sale | Apr 18, 2023 · Amount on Record |
| Deed Document Number | 20264708 |
| Deed Book / Page | 457 / 2037 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | Oct 12, 2026 |
| Property Address | 38 S MAIN ST, SPARTA, NC 28675-9643 |
| Document Number | 0000004707 |
| Book / Page | 457 / 2030 |
| Instrument Date | Oct 12, 2026 |
| Instrument | 20264707 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5822 FOX RIDGE RD, ENNICE, NC 28623-9126 |
| Document Number | 0000004707, |
|---|---|
| Date | Oct 12, 2026 |
| Book Page | 457/2030 |
| Instrument | 20264707 |
| Name | HOMETOWN LOAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 23, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | Oct 13, 2026 |
| Property Address | 38 S MAIN ST, SPARTA, NC 28675-9643 |
| Document Number | 0000004708 |
| Book / Page | 457 / 2037 |
| Instrument Date | Oct 5, 2026 |
| Instrument | 20264708 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $121,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 26 FOX KNOB RD, SPARTA, NC 28675-9150 |
| Document Number | 0000004709, |
|---|---|
| Date | Oct 13, 2026 |
| Instrument | 20264709 |
| Name | BLUE RIDGE BANK |
|---|---|
| Special Notes | Seller Financed |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Oct 1, 2038 |
| Max Rate | -1% |
|---|
Source: Alleghany County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Municipality | Sparta Town |
| Unified School District | Alleghany County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,881.00 | $619,100 (-) Land $57,500 Building $561,600 | $619,100 (-) Land $57,500 Building $561,600 |
| 2025 | $3,881.00 | ||
| 2023 | $619,100 Land $57,500 Building $561,600 | $619,100 Land $57,500 Building $561,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPARTA serves 1,900 people · EPA ID NC0103010 |
|---|---|
| Water Source | Purchased surface water from VIRGINIA CAROLINA WATER AUTHORITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 2.05 mg/L (2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
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