38 Rzasa Dr, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 38 Rzasa Dr, Chicopee, MA 01013

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,250 sqft · built 1961
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on Record
Last Sale$182,000 (Dec 2017)
Tax Bill$4,255 (2025)
Deeds & MortgagesApr 2022 Mortgage
Jan 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN51-00021

Property Details

APN / Parcel Number

Primary APN51-00021
Alternative APN
  • CHIC M:0051 P:00021

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,250 sqft Living Area
Gross Area2,708 sqft
1st Floor Area1,250 sqft
Basement Area1,154 sqft
Unfinished Basement1,154 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,500 sqft (0.172 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number51-00021
Street Address38 RZASA DR
CityCHICOPEE
StateMA
Zip01013-3419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group3
Census Block3018
Census Tract810800

Owner

Source: Hampden County and Chicopee City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address38 RZASA DR, CHICOPEE, MA 01013-3419
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2022Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 20, 2021Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Feb 13, 2025Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 1, 2017Quit Claim Deed, Transfer · FHA Mortgage
MORTGAGE NTWK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2017 · Amount on Record
Deed SaleDec 1, 2017 · Amount on Record
Deed Book / Page21971 / 455
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address38 RZASA DR, CHICOPEE, MA 01013-3419
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024494-163
DateApr 11, 2022
Book Page24494/163
Instrument21907
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address38 RZASA DR, CHICOPEE, MA 01013-3419
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number023659-390
DateJan 20, 2021
Book Page23659/390
Instrument4207
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term313 Months
DueFeb 1, 2047

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address38 RZASA DR, CHICOPEE, MA 01013-3419
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025759-209
DateFeb 13, 2025
Book Page25759/209
Instrument6820
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2055

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateDec 1, 2017
Property Address38 RZASA DR, CHICOPEE, MA 01013-3419
Document Number21971-455
Book / Page021971 / 000455
Instrument DateNov 29, 2017
Instrument71531
Transaction TypeTransfer
Record UpdatedJan 3, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$846.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address63 ARMSTRONG ST WEST SPRINGFIELD MA 010892603, WEST SPRINGFIELD, MA 01089-2603

Mortgage

Document Number21971-457
DateDec 1, 2017
Book Page021971/000457
Instrument71532
Lender
NameMORTGAGE NTWK
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 30, 2047

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,255.00 (+3.5%)$280,700 (+0.79%) Land $88,500 Building $192,200$296,305
2024$4,111.00 (+7.99%)$278,500 (+10.82%) Land $86,800 Building $191,700
2023$3,807.00$251,300 Land $78,900 Building $172,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

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