38 Ryegate Rd, Fairfield, CT 06824 Property Records

Fairfield Town property record for 38 Ryegate Rd, Fairfield, CT 06824

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,922 sqft · built 1956
Lot Size	0.219 acres (9,525 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,452 (2026)
Deeds & Mortgages	Dec 2018 Mortgage Jul 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`FAIR M:147 B:346`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:147 B:346`
Alternative APNs	`FFLD M:147 B:346` `M:147 L:346 X` `17426`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,922 sqft Living Area
Gross Area	3,753 sqft
Basement Area	1,192 sqft
Unfinished Basement	1,192 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,525 sqft (0.219 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	17426
Street Address	38 RYEGATE RD
City	FAIRFIELD
State	CT
Zip	06824-2951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	346
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	2
Census Block	2001
Census Tract	60500

Owner

Source: Fairfield Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 RYEGATE RD, FAIRFIELD, CT 06824-2951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2018	Deed of Trust, Mortgage · ARM PEOPLES UNITED BANK
Jul 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	38 RYEGATE RD, FAIRFIELD, CT 06824-2951
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5734-297
Date	Dec 21, 2018
Book Page	5734/297
Instrument	2018-8282

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.13%
Type Change Date	Jan 1, 2024
Index	Other

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	38 RYEGATE RD, FAIRFIELD, CT 06824-2951
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5945-237
Date	Jul 17, 2020
Book Page	5945/237
Instrument	2020-5324

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,452.00 (+8.29%)	$648,900 (+60.21%) Land $497,140 Building $151,760	$942,422 (+232.41%)
2025	$11,499.00	$405,020 (-) Land $259,490 Building $145,530	$283,514 Land $181,643 Building $101,871
2024	$11,499.00 (+3.2%)
2023	$11,142.00	$405,020 Land $259,490 Building $145,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000

May also be available: T-Mobile, Verizon.

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