38 Russell St, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 38 Russell St, Worcester, MA 01609

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 5,199 sqft · built 1890
Lot Size	0.186 acres (8,105 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Aug 2017)
Tax Bill	$9,297 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-007-00007`

Property Details

APN / Parcel Number

Primary APN	`6-007-00007`
Alternative APN	`WORC M:06 B:007 L:00007`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	18 Rooms
Units	3 Units
Stories	3 Stories
Building Area	5,199 sqft Living Area
Gross Area	7,595 sqft
1st Floor Area	1,733 sqft
Basement Area	1,694 sqft
Unfinished Basement	1,694 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,105 sqft (0.186 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	6-007-00007
Street Address	38 RUSSELL ST
City	WORCESTER
State	MA
Zip	01609-1870
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RG-5
Legal Block	7
Legal Lot Number	7
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	4
Census Block	4000
Census Tract	731500

Owner

38 Russell St, a triplex, is owned and occupied by an individual who bought it in August 2017.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	38 RUSSELL ST, WORCESTER, MA 01609-1870
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · FHA Mortgage SEACOAST MORTGAGE CORPORATION
Aug 31, 2017	Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2017 · Amount on File
Deed Sale	Aug 31, 2017 · Amount on File
Prior Sale	May 1, 2015 · Amount on File
Deed Book / Page	57673 / 316
Transfer Doc	057673-316
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	38 RUSSELL ST, WORCESTER, MA 01609-1870
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064256-44
Date	Jan 19, 2021
Book Page	64256/44
Instrument	7894

Lender

Name	SEACOAST MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 31, 2017
Property Address	38 RUSSELL ST, WORCESTER, MA 01609-1870
Document Number	57673-316
Book / Page	57673 / 316
Instrument	96274
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 RUSSELL ST, WORCESTER, MA 01609-1870

Mortgage

Document Number	576730318
Date	Aug 31, 2017
Instrument	57673/0318

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 31, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 38 Russell St was $9,297, up 2.7% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$9,297.00 (+2.72%)	$700,100 (+2.03%) Land $76,800 Building $623,300
2025	$9,051.00	$686,200 Land $76,700 Building $609,500
2023	$7,890.00	$550,200 Land $61,500 Building $488,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 38 Russell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 38 Russell St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon.

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